NATIXIS - Document d'enregistrement universel et rapport financier annuel 2020

ÉLÉMENTS FINANCIERS Comptes sociaux et annexes

Note 1

Événements significatifs

N;CFF? >? Ff?HNL?JLCM? F?M <;HKO?M =IHM?LP;HN ;CHMC F; J;LN >O LCMKO? LwMC>O?FF? ); A;L;HNC? >? FfwN;N =IOPL? OH JIOL=?HN;A? >O GIHN;HN >O =;JCN;F CHNwLxNM ?N ;==?MMICL?M L?MN;HN >OM >? F; =Lw;H=? DOMKOfr F; >w=Bw;H=? >? MIH N?LG? M;O@ r =? KOf?FF? MICN ;JJ?Fw? ;P;HN FILM >fOH wPwH?G?HN >? =Lw>CN ); LwGOHwL;NCIH >?M -$" =ILL?MJIH> r F; =IHNL?J;LNC? >? F; P;F?OL N?GJM ?N >O LCMKO? >? =Lw>CN ;MMI=Cw ;O JLCH=CJ;F ); JwH;FCNw >? L?G? G;HCvL? L;CMIHH;CNCIHM >? JLILIA;NCIH H? MIHN J;M @CRw?M J;L ;HNC=CJ;NCIH G;CM L?PO?M FILM >? F; JLILIA;NCIH ?H @IH=NCIH >?M =IH>CNCIHM >? G;L=Bw )?M -$" MIHN =IGJN;;HM F; =;NwAILC? >?M Yn,JwL;NCIHM ;P?= F; =FC?HNvF?n^ =@ hHIN?h ); A;L;HNC? >? FfwN;N ?MN =IHMC>wLw? =IGG? @;CM;HN J;LNC? CHNwAL;HN? >?M N?LG?M >O =IHNL;N ?N ?MN JLCM? ?H =IGJN? >;HM F? =;F=OF >?M wP?HNO?FF?M >wJLw=C;NCIHM ); =IGGCMMCIH >? A;L;HNC? J;Sw? r FfI=NLIC >O =Lw>CN J;L +;NCRCM r FfpN;N ?MN =IGJN;? G;HCvL? wN;Fw? MOL F; >OLw? CHCNC;F? >O -$" ?N ?MN JLwM?HNw? >;HM F? JIMN? Yn&HNwLxNM ?N JLI>OCNM ;MMCGCFwMn^ O n>w=?GIMMC?LM >? -$" IHN wNw I=NLISwM J;L +;NCRCM JIOL OH ?H=IOLM P?LMw >? n nGCFFCIHM >f?OLIM ?N F?M A;L;HNC?M L?uO?M >? FfpN;N ;MMI=Cw?M MfwFvP?HN r n nGCFFCIHM >f?OLIM )?M ?HA;A?G?HNM HIH ?H=IL? NCLwM MfwFvP?HN r nGCFFCIHM >f?OLIM =IH=?LH;HN ?H NIN;FCNw F? M?=N?OL >? F; JL?MM? ?N >? Ffw>CNCIH Report d’échéances de crédit 1.2.3 (moratoires) et autres restructurations !;HM F? =IHN?RN? >? F; =LCM? >O ,3&! +;NCRCM ; wNw ;G?Hw? r ;==IL>?L >?M =IH=?MMCIHM L?PxN;HN >C@@wL?HN?M @ILG?M MOMJ?HMCIHM N?GJIL;CL?M >fw=Bw;H=?M Lww=B?FIHH?G?HNi r =?LN;CHM >? M?M =FC?HNM ;@CH >? F?M ;C>?L r MOLGIHN?L F?M >C@@C=OFNwM >? NLwMIL?LC? N?GJIL;CL?M CH>OCN?M J;L F; =LCM? 2H? ;H;FSM? ;O =;M J;L =;M ; wNw G?Hw? ;@CH >? >wN?LGCH?L MC F?M >C@@C=OFNwM @CH;H=CvL?M L?H=IHNLw?M J;L F? =FC?HN HfwN;C?HN KO? =IHN?RNO?FF?M ?N J;MM;AvL?M ?N MC F; L?MNLO=NOL;NCIH IJwLw? J?LG?NNL;CN r F; =IHNL?J;LNC? >? NL;P?LM?L F; =LCM? M;HM L?G?NNL? ?H =;OM? M; =;J;=CNw r BIHIL?L M?M ;==IL>M =IHNL;=NO?FM r G;NOLCNw CHMC FfI=NLIC CH>CPC>O?F >? GIL;NICL?M IO ;ONL?M =IH=?MMCIHM Hf; J;M ?HNL;{Hw >? @;uIH MSMNwG;NCKO? F? =F;MM?G?HN >? =?M ?H=IOLM ?H Yn?H=IOLM L?MNLO=NOLwM ;S;HN @;CN FfIfOH? =IH=?MMCIHn^ =@ hHIN?h &F ?MN J;L ;CFF?OLM JLw=CMw KO? +;NCRCM Hf; J;M ;==IL>w >? GIL;NICL?M >? YnG;MM?n^ IO YnAwHwL;ORn^ =f?MN r >CL? >? GIL;NICL?M JLIJIMwM >? @;uIH F;LA? r OH ?HM?G? =FC?HNM M;HM =IH>CNCIHM MJw=C@CKO?M O n>w=?GIMMC?LM IHN @;CN FfIfOH GIL;NICL? JIOL OH ?H=IOLM ? n nGCFFCIHM >f?OLIM )?M JLIPCMCIHM FCw?M r =?M >IMMC?LM L?MNLO=NOLwM MfwFvP?HN r nGCFFCIHM >f?OLIM ;O n>w=?G?M ?@@?NM >? F; =LCM? M;HCN;CL? >O IPC> MOL F?M G;L=BwM @CH;H=C?LM F; P;FILCM;NCIH >? =?LN;CHM JLI>OCNM ; wNw ;@@?=Nw? ;O =IOLM >? F ?R?L=C=? J;L F CFFCKOC>CNw >?M G;L=BwM !;HM =? =IHN?RNM F?M ;=NCPCNwM >? +;NCRCM IHN wNw HIN;GG?HN ?RJIMw?M ; >?M ?@@?NM >? L?G;LKO;A? MCAHC@C=;NC@M >? =?LN;CHM J;L;GvNL?M >? P;FILCM;NCIH =IGG? J;L ?R?GJF? F; =IGJIM;HN? >CPC>?H>? ) ;HHIH=? J;L OH =?LN;CH HIG ?HNL?JLCM?M >? F; MOMJ?HMCIH >? F?OLM >CPC>?H>?M ; =IH>OCN r OH KO;MC ?@@;=?G?HN > OH? G;DILCNw >? >CPC>?H>?M =IOLN N?LG? ?N M ?MN wA;F?G?HN NL;>OCN? >;HM F?M P;F?OLM >? =IH=?HMOM ONCFCMw?M JIOL F? L?G;LKO;A? >? =? J;L;GvNL?

Coface 1.1 +;NCRCM ; ;HHIH=w F? n@wPLC?L F; MCAH;NOL? >fOH =IHNL;N >? =?MMCIH ;P?= L=B ;JCN;F $LIOJ C ? ;MMOL?OL ?N Lw;MMOL?OL =INw ;OR pN;NM 2HCM JILN;HN MOL n >O =;JCN;F ?N >?M >LICNM >? PIN? >? I@;=? JIOL OH JLCR OHCN;CL? J;L ;=NCIH >? n?OLIM ? JLCR ; wNw LwPCMw F? n;I€N rn n?OLIM J;L ;=NCIH ); Lw;FCM;NCIH >? FfIJwL;NCIH wN;CN =IH>CNCIHHw? r FfI?M ;ONILCM;NCIHM >?M ;ONILCNwM >? LwAOF;NCIH )f?HM?G? =?M >?LHCvL?M IHN wNw Iww=?G? =?MMCIH ?N ;O=OH? >wJLw=C;NCIH HfIHN wNw =IGJN;;HM F?M =IGJN?M MI=C;OR >? +;NCRCM ); KOIN? J;LN LwMC>O?FF? >? KOC H ?MN J;M =IH=?LHw? J;L F? =IHNL;N >? =?MMCIH ; ?H L?P;H=B? wNw P;FILCMw? MOL F; <;M? >O =IOLM >? ? =FINOL? >? I@;=? l J;L ;=NCIH JIOL GCFFCIHM > ?OLIM ;JLvM =IHMN;N;NCIH > OH? JLIPCMCIH >? GCFFCIHM > ?OLIM >IHN GCFFCIHM > ?OLIM >INwM ;O =IOLM >? F ?R?L=C=? =@ HIN? -;LNM >;HM F?M ?HNL?JLCM?M FCw?M J;LNC=CJ;NCIHM ;ONL?M NCNL?M >wN?HO?M ; FIHA N?LG? ?N ;=NCIHM JLIJIL?M sur les comptes ); JLIJ;A;NCIH L;JC>? >? F; J;H>wGC? >? ,3&! r Ff?HM?G? F; JF;HvN? ; =IH>OCN F; JFOJ;LN >?M J;SM NIO=BwM r JL?H>L? JFOMC?OLM G?MOL?M >? =IH@CH?G?HN ?HP?LM F; JIJOF;NCIH ;O =IOLM >? Ff;HHw? Lw>OCM;HN ;CHMC @ILN?G?HN Ff;=NCPCNw =? KOC ; ?HNL;{Hw OH? >wAL;>;NCIH >? F; MCNO;NCIH w=IHIGCKO? >? HIGf;=NCPCNw ;CHMC KOfOH? @ILN? J?LNOL<;NCIH >?M G;L=BwM @CH;H=C?LM !;HM =? =IHN?RN? >? HIG?M >C@@C=OFNwM >? NLwMIL?LC? ?N +;NCRCM ;==IGJ;AH? M?M =FC?HNM r NL;P?LM?L =?NN? =LCM? ?H J;LNC=CJ;HN HIN;GG?HN r F; GCM? ?H `OPL? >? =?LN;CH?M G?MOL?M >? MIONC?H r Ffw=IHIGC? >w=C>w?M J;L FfpN;N =@ hHIN?h =C >?MMIOM )? =I€N >O LCMKO? Mf?MN ;CHMC ;==LO ;O =IOLM >? Ff?R?L=C=? &F MfwFvP? r nGCFFCIHM >f?OLIM ;O n>w=?Gf?OLIM ;O n>w=?G? MIONC?H >? Ffw=IHIGC? IHN wNw JLCM?M ;O =IOLM >? Ff?R?L=C=? @;CM;HN CHN?LP?HCL F?M wN;? =Lw>CNn Prêts garantis par l’État 1.2.2 )? JLxN A;L;HNC J;L FfpN;N -$" ?MN OH >CMJIMCNC@ >? MIONC?H GCM ?H JF;=? ?H ;JJFC=;NCIH >? Ff;LNC=F?n >? F; FIC H[n >O nG;LM >? @CH;H=?M L?=NC@C=;NCP? JIOL ?N >? Ff;LLxNw >O *CHCMNL? >? Ffp=IHIGC? ?N >?M #CH;H=?M >O nG;LM ;==IL>;HN F; A;L;HNC? >? FfpN;N ;OR wN;? =Lw>CN ?N MI=CwNwM >? @CH;H=?G?HN r J;LNCL >O nG;LM J;L F? AIOP?LH?G?HN @L;Hu;CM ;@CH >? LwJIH>L? ;OR ? NLwMIL?LC? >?M MI=CwNwM CGJ;=Nw?M J;L F; =LCM? M;HCN;CL? ,3&! )?M =;L;=NwLCMNCKO?M >?M -$" I? NLwMIL?LC? >fOH ;H KOC =IGJILN? OH >C@@wLw >f;GILNCMM?G?HN MOL =?NN? >OLw? )?M MI=CwNwM w=C>?L r FfCMMO? >? F; JL?GCvL? ;HHw? >f;GILNCL F? -$" MOL OH? >OLw? >? rn n;HHw? MOJJFwG?HN;CL? o F; @CH >? F; JL?GCvL? ;HHw? F?M MI=CwNwM C@@wLw >f;GILNCMM?G?HN >fOH? ;HHw? MOJJFwG?HN;CL? !OL;HN =?NN? JwLCI>? M?OFM F?M CHNwLxNM ?N F? =I€N >? F; A;L;HNC? >fpN;N M?LIHN J;SwM -IOL F?M MI=CwNwM wFCACO -$" ?MN JF;@IHHw >;HM F? =;M AwHwL;F r n >O =BC@@L? >f;@@;CL?M >? F; MI=CwNw )? -$" fOH? A;L;HNC? >? FfpN;N r B;ON?OL >? rn n M?FIH F; Incidences de la crise sanitaire 1.2

5

417

www.natixis.com

NATIXIS DOCUMENT D’ENREGISTREMENT UNIVERSEL 2020

Made with FlippingBook Publishing Software