NATIXIS - Universal registration document and financial report 2019

FINANCIAL DATA Consolidated financial statements and notes

Separate assets

31/12/2019

31/12/2018

Post-employment defined- benefit plan

Post-employment defined- benefit plan

Supplementary pension benefits and other

Supplementary pension benefits and other

End-of-career awards

End-of-career awards

Total

(in millions of euros)

Total

Total revaluation adjustments at start of period

38

5 0 1

43

51

2

54

o/w effect of ceiling on assets

0

0

Revaluation adjustments over the period o/w effect of ceiling on plan assets Total revaluation adjustments at end of period

(29)

(29)

(14)

3

(10)

7

6

13

38

5

43

o/w effect of ceiling on assets

the net interest cost reflecting the impact of unwinding the V discount on the net obligation. Obligations in respect of other long-term employee benefits are accounted for using the same actuarial valuation method as that used for post-employment defined-benefit obligations, except for revaluation adjustments, which are immediately recognized in income.

f) Analysis of expenses for the period The annual payroll costs recognized in respect of defined-benefit plans consist of: the costs of services rendered, representing rights vested by V beneficiaries over the period; past service costs, arising from possible plan changes or V curtailments as well as the effects of possible plan settlements;

5

31/12/2019

31/12/2018

Post-employment defined- benefit plan

Other long-term employee benefits

Supplementary pension benefits and other

End-of-career awards

Long-service awards

Other

Total

(in millions of euros)

Total

Service cost

7

12 (0)

4

28

50 (2) 19

92 (0) 19

Past service cost

(2) 15

(0)

0 0 0 0

Interest cost

3

1 0 0 5

Interest income

(12)

(2)

(14)

(13)

Other

(1)

0

(1) 53

(4) 94

TOTAL EXPENSE FOR THE YEAR

7

13

28

g) Main actuarial assumptions at December 31, 2019 The amount of the provision for post-employment defined-benefit plans is calculated on an actuarial basis using a number of demographic and financial assumptions.

31/12/2018

31/12/2019

France

Europe United States

France

Europe United States

Discount rate Inflation rate

0.40% 1.60% 2.27% 2.42%

1.43% 2.32% 2.58% 0.00%

3.11% 2.64% 3.99% 3.90%

1.28% 1.70% 2.29% 2.77%

2.40% 2.55% 2.58% 4.20%

4.15% 3.00% 4.00% 5.00%

Rate of increase in salaries

Rate of increase in healthcare costs

Duration (in years)

13

18

14

12

16

13

357

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2019

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