NATIXIS_REGISTRATION_DOCUMENT_2017

6 ENVIRONMENTAL AND SOCIAL RESPONSIBILITY Internal mobilization and management of our direct impacts

Managing business travel 6.4.1.4 Mobility plan

By implementing a mobility plan for the Greater Paris area, along with five other plans for its main regional areas of operation, Natixis was able to announce new measures to streamline the organization of business travel while observing three primaryobjectives: reducingthe need for travel; a optimizingcar or motorcycletravel; a encouraging the use of public or “soft” modes of a transportation. To raise employee awareness of the mobility plan, Natixis launched a communicationcampaign during EuropeanMobility Week: special events were organized, flyers were distributed, and employeeswere asked to completea survey on their travel habits and expectationsin terms of home-officecommutesand travel betweenNatixis locations.

In 2017, Natixis furthered its efforts to promote clean mobility, in accordance with the French Energy Transition for Green Growth Act of 2015. Article 51 of the Act states that any companywith at least 100 employeesworkingat the same site, located within the scope of an urban travel plan, is required to preparea mobilityplan for 2018. The mobilityplan is a documentsubmittedto the Transportation Authority, identifyingthe initiativesundertakenby the company to encourage alternative means of transportation to individual cars. Since 2011, Natixis has provided its employees with several differentsolutionsto help them organizethemselvesdifferently or adopt different methods of transportation in a bid to protection the environment.Accordingly,the mobility plan was based on already existing initiatives and is part of a long-term projectspanninga five-yearperiod.

2017 Key Event Launch of the Greater Paris Area mobility plan This inter-company mobility plan covers more than 20 different companies and will apply to 26 Natixis, BPCE and subsidiary sites starting in 2018. In addition to its existing initiatives, Natixis made the following four key commitments: development of infrastructures to encourage bike travel; j installation of charging stations for electric cars and motorcycles; j

development of telecommuting; j launch of a carpooling application. j

Car fleet management The environmental impact of the company car fleet can be significant. In 2017 alone nearly 14 million kilometers were driven. Natixis is thereforeselectingmore eco-friendlyvehicles – in terms of both CO 2 and particulate emissions – under its car policy. In 2017, maximumCO 2 emissionswere reduced and capped at the followinglevels: 115 g/kmfor servicevehicles; a 135 g/kmfor commercialvehicles; a 165 g/kmfor other vehicles. a Since 2014 Natixis also committed to a policy of gradually eliminatingthe use of diesel cars. The car policy no longer offers diesel cars to Natixis managers. This policy was expanded in 2015 to includecompanycars used by sales staff. Use of gas and electric hybrid cars is also on the rise, making up 9% of the company car fleet at end-2017 versus 6% at end-2016. As diesel engine vehicles are being replaced in favor of gas and/or hybrid electric vehicles, the average CO 2 emission rate of Natixis’ fleet fell from 116 g in 2014 to 114 g in 2017. This downtrend should accelerate as manufacturers expand their range of clean vehicles and as regulatory measures evolve (restricted traffic areas, fuel tax recovery, measurement of pollutingemissions).

Business travel policy Since 2011, the business travel and expenses policy has set rules ensuring the safety and comfort of employees during business trips, while contributingto the policy of optimizing the costs and managing the environmental impact of these trips. This policy applies to Natixis and its subsidiaries, excluding Financial investments in France. The subsidiaries and branches abroad establish travel rules that are consistent with the “WorldwideTravel”policy. This includesrules on travel that have an environmentalimpact: when a destination can be reached by both rail and air, trains a are now compulsoryfor a numberof destinationsin Franceand Europe (depending on journey time); In 2017, travel by train wasmade compulsorybetweenParis and Bordeaux; economy class is compulsory for domestic flights, flights a betweenEuropeancountriesand intercontinentalflights of less than four hours; the use of taxis and the reimbursement of per kilometer a expenses are governed by rules on specific use (approval by manager, exceptionalcircumstances);Natixis also prefers that its employeesuse “greentaxis” (hybridvehicles)for travel;

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Natixis Registration Document 2017