NATIXIS_REGISTRATION_DOCUMENT_2017

ENVIRONMENTAL AND SOCIAL RESPONSIBILITY Internal mobilization and management of our direct impacts

when vehicles are used on a short-term rental basis, the a category depends on the circumstances(number and type of peopletransported); the use of alternatives to travel should be preferred a (conference calls, video conferences and web conferences). Use of these alternativesfurther increased at Natixis in 2017:

58,288 video conferences were held in 2017 (compared to 52,000 in 2016). These rules are fully accessibleon the Intranet. A travel agency listed to cover the worldwide scope has been tasked with applyingthese rules to travel bookedby employees.

Business travel data (in km)

2017

2016

2015

Total travel by rail Total travel by air

11,849,431 34,037,268 45,886,699

11,991,183 29,828,660 41,819,843

11,758,527 30,964,296 42,722,823

Total travel

Air travel increasedsignificantlyin 2017, driven by the expansion of internationalbusiness. In terms of urgent courier services in the Paris region, the Real Estate and Logistics Department has suggested using bike couriers for distances under 3 km. In 2017, 33% of courier services were provided by bike couriers, representing a total distanceof over 4,000 kmtraveled.

promoting official environmental certifications and a eco-designedproducts; encouragingsuppliersto be more transparentin describingthe a environmentalcharacteristicsof their products. A variety of tools have been made available to buyers and suppliers: a set of “responsible purchasing standards” that set out the a regulatory or recommended social and environmental criteria for the most commonlypurchasedproductcategories; a Supplier Relations Charter incorporating its sustainable a developmentvalues; sustainable development clauses in calls for tender and a contracts. Natixis’ ESR Department took part in the “developing responsible procurement” project implemented under the Groupe BPCE CSR approach, including an action plan with three priority objectives: optimizing the environmental and social impact of purchases, contributing to the economic and social development of the regions, and promoting best business practices. An extensive analysis was conducted on how to simply and efficientlyassess the ESR performanceof suppliers, based on a questionnaire that was tested by several Groupe BPCE banks and is set for broaderdeploymentin 2018.

RESPONSIBLE PURCHASING POLICY 6.4.2

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In 2017, Natixis’PurchasingDepartmentjoined forceswith BPCE Procurement to create an economic interest group and share thoughts and ideas on responsible purchasing: The socially responsible purchasing policy is a source of strategic and operationalleveragefor implementingthe BPCE and Natixis ESR policy. The main objective of the policy is to promote more eco-friendly products and services that provide guarantees, and even addedvalue, at the social and societallevels. Broaderobjectivesare also pursuedthroughthis policy: assessing Natixis suppliers using social and environmental a responsibility criteria related to their products, services or industries;

2017 Key Event Responsible Purchasing Charter In 2017, Natixis participated in a joint initiative involving several French Banking and Insurance companies, and signed the Responsible Purchasing Charter. The aim of the charter is to encourage the suppliers of the signatory banks to implement duty of care measures as part of their overall ESR approach. The charter sets a series of commitments that both parties are required to observe, based largely on the basic principles of the United Nations Global Compact in the areas of human rights, labor, the environment and anti-corruption.

In keeping with previous years, the Purchasing Department conducted an ESR survey in 2017 of 30 service providers (IT services, advisory services, call centers, catering, energy, mail services, IT hardware, transportation). None of the companies that respondedwere given an overall score that posed a high risk for Natixis. Lastly, in accordance with its Disability agreement, Natixis reiterated its commitmentsto companiesworking with disabled

persons in 2017, maintaining the established budgets and significantly increasing new services provided by these companies, including management of meeting rooms and increasedco-contractingduring new calls for tender on mail and archivingservices. The budget for disability-friendly companies in 2017 was €2.9 million, up from previous years (€2.3 million in 2015 and €2.5million in 2016).

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Natixis Registration Document 2017