NATIXIS - Document d'enregistrement universel et rapport financier annuel 2020

GOUVERNEMENT D’ENTREPRISE Direction et contrôle de la gouvernance d’entreprise

>f?R;GCH?L M;HM JLwDO>C=? >?M GCMMCIHM >O =IGCNw >?M V LwGOHwL;NCIHM MC F?M CH=CN;NCIHM JLwPO?M J;L F?M JIFCNCKO?M ?N F?M JL;NCKO?M >? LwGOHwL;NCIHM >? +;NCRCM MIHN =IGJ;NC? =?NN? >?LHCvL? ;O L?A;L> >?M LCMKO?M ;ORKO?FM ?FF? ?MN ?RJIMw? >? MIH =;JCN;F >? M; FCKOC>CNw ;CHMC KO? >? F; JLI<;? Ffw=B?FIHH?G?HN >;HM F? N?GJM >?M OMn >f;MMCMN?L F? =IHM?CF >f;>GCHCMNL;NCIH >;HM Ff?R;G?H >O >CMJIMCNC@ V >? AIOP?LH;H=? JLw=CNw >;HM FfwP;FO;NCIH >? MIH ?@@C=;=CNw ?N >? Mf;MMOL?L KO? >?M G?MOL?M =ILL?=NLC=?M JIOL L?Gw>C?L ;OR wP?HNO?FF?M >w@;CFF;H=?M IHN wNw JLCM?Mn >f?R;GCH?L LwAOFCvL?G?HN F?M MNL;NwAC?M ?N JIFCNCKO?M LwACMM;HN V F;nJLCM? F; A?MNCIH F? MOCPC ?N F; Lw>O=NCIH >?M LCMKO?M ;ORKO?FM +;NCRCM ?MN IO JIOLL;CN xNL? ?RJIMw? S =IGJLCM F?M LCMKO?M ?HA?H>LwM J;L Ff?HPCLIHH?G?HN w=IHIGCKO? o =?NN? @CH F? =IGCNw >?M LCMKO?M ?R;GCH? HIN;GG?HN ; GCHCG; ;HHO?FF?G?HN F?M >I=OG?HNM J?LG?NN;HN F; >w@CHCNCIH ?N F? MOCPC >? Ff;JJwN?H=? >? +;NCRCM ;OR LCMKO?M r M;PICL F? /CME JJ?NCN? 0N;N?G?HN ?N F? /CME JJ?NCN? #L;G?QILE )? =IGCNw >?M LCMKO?M wNO>C? NION =B;HA?G?HN >? FCGCN? MOLP?HO? ?HNL? >?OR L?PO?M ;HHO?FF?M Sn=IGJLCM F?M FCGCN?M M?=NILC?FF?Mn >f?R;GCH?L ;O GICHM OH? @ICM J;L ;H F?M wFwG?HNM L?F;NC@M r F; V MOLP?CFF;H=? >O LCMKO? >? HIH =IH@ILGCNw =IH@ILGwG?HN ;OR >CMJIMCNCIHM >? Ff;LNC=F?n >? Ff;LLxNw >O nHIP?G?M ?HNL?JLCM?M >O M?=N?OL >? F; <;HKO? >?MnM?LPC=?M >? J;C?G?HN ?N >?M M?LPC=?M >fCHP?MNCMM?G?HNn >fwG?NNL? OH ;PCM MOL F; HIGCH;NCIH ?N F; LwPI=;NCIH >O >CL?=N?OL >? V FfCHMJ?=NCIH AwHwL;F? >? +;NCRCMn >? P?CFF?L ;O MOCPC >?M =IH=FOMCIHM >?M GCMMCIHM >? FfCHMJ?=NCIH V AwHwL;F? ?N >?M ;ONILCNwM >? LwAOF;NCIH ?N >? =IHNL~F? HIN;GG?HN Ff ONILCNw >? IHNL~F? -LO>?HNC?F ?N >? /wMIFONCIH n r =?NN? @CH OH? MSHNBvM? >?M L;JJILNM >? FfCHMJ?=NCIH AwHwL;F? =IH=?LH;HN +;NCRCM ?N M?M @CFC;F?M ?MN wN;O =IGCNw >?M LCMKO?M KOC ;nwA;F?G?HN =IGGOHC=;NCIH >? NIOM L;JJILNM >?M ;ONILCNwM >? LwAOF;NCIH ?N >? =IHNL~F? HIN;GG?HN =?OR >? Ff ONILCNw >? IHNL~F? -LO>?HNC?F ?N >? /wMIFONCIH =IH=?LH;HN +;NCRCM ?N M?Mn@CFC;F?Mn >? PCM?L F? JLIAL;GG? ;HHO?F >? Ff;O>CN CHN?LH? >? +;NCRCM CH=FO;HN V F?M CHN?LP?HNCIHM MOL M?M @CFC;F?M OH N?F JLIAL;GG? >?P;HN FOC xNL? JLwM?HNw ;O GICHM OH? M?G;CH? ;P;HN MIH ;LLxNw 0OL F; JLIJIMCNCIH >O JLwMC>?HN F? =IGCNw >?M LCMKO?M J?ON MfCF F? DOA? ;JJLIJLCw ?N ;JLvM ?H ;PICL CH@ILGw F? JLwMC>?HN >O =IHM?CF >f;>GCHCMNL;NCIH CHPCN?L r ;MMCMN?L r FfOH? >? M?M LwOHCIHM NION L?MJIHM;? +;NCRCM S =IGJLCM F? L?MJIHM;fOH? >?M JLCH=CJ;F?M @CFC;F?M IO F? JLwMC>?HN >? MIH =IGCNw >?M LCMKO?M F? =;M w=Bw;HN MOM=?JNCfw=F;CL?L F?M NL;P;OR >O =IGCNw >?M LCMKO?M F? >CL?=N?OL @CH;H=? F? >CL?=N?OL >?M LCMKO?M F? M?=LwN;CL? AwHwL;F FfCHMJ?=N?OL AwHwL;F >? +;NCRCM FfCHMJ?=N?OL AwHwL;F >? - " ;CHMC KO? F?M =IGGCMM;CL?M ;OR =IGJN?M >? +;NCRCM )? L?MJIHM;?nF;n@IH=NCIH >? A?MNCIH >?M LCMKO?M F? L?MJIHM;O =IHNL~F? >? F; =IH@ILGCNw ?N FfCHMJ?=N?OL AwHwL;F >? +;NCRCM IHN OH ;==vM >CL?=N ?NnJ?LG;H?HN ;O =IGCNw >?M LCMKO?M C – Activité du comité des risques en 2020 )? =IGCNw >?M LCMKO?M >? +;NCRCM Mf?MN LwOHC BOCN @ICM ;O =IOLM >?nFf?R?L=C=? )? N;OR >? J;LNC=CJ;NCIH >? M?M G?G?n n MOL Ff?HM?G? Ff;HHw? )? N;OR >? J;LNC=CJ;NCIH CH>CPC>O?F >? =B;KO? ;>GCHCMNL;N?OL ;OR Mw;H=?M >O =IGCNw >?M LCMKO?M @CAOL? r F; M?=NCIHn >O JLwM?HN =B;JCNL? =@ h@C=B? >? =B;KO? ;>GCHCMNL;N?OL B;KO? ;>GCHCMNL;N?OL ; L?uO >;HM OH >wF;C L;CMIHH;IMMC?L L;MM?G?L r FfwNO>? ?N r Ff;H;FSM? >?M MOD?NM NL;CNwM

Le comité des risques 2.2.2.2 A – Organisation

)? =IGCNw >?M LCMKO?M ?MN =IGJIMw >? =CHK G?Gw=?G?M LCMKO?M ?MN =IGJIMw >? F; G;HCvL? MOCP;HN?n

Bernard Oppetit

Président

2

+ K>IKoL>GMo> I:K :MA>KBG> #:E;>KLM:=M

(>F;K> (>F;K> (>F;K> (>F;K>

)B M@HrG;>KKR :MA>KBG> +:KBL>M AKBLMHIA> +BG:NEM

-;LGC F?M =CHK G?G?OR MIHN CH>wJ?H>;HNM ;NB?LCH?n-;LCM?N ?N ?LH;L> ,JJ?NCN &F ?MN JLw=CMw C=C KO? F?M ;PCM ?N L?=IGG;H>;NCIHM >O =IGCNw >?M LCMKO?M H? MIHN ;>IJNwM KO? MfCFM IHN L?=O?CFFC OH PIN? @;PIL;? F; G;DILCNw >?M G?GO JLwMC>?HN !O @;CN >? F?OLM ?RJwLC?H=?M JLI@?MMCIHH?FF?M F? JLwMC>?HN ?N F?MnG?GO =IGCNw >?M LCMKO?M IHN >? MIFC>?M =IGJwN?H=?M F?OL J?LG?NN;HN >f;JJLwB?H>?L ;O GC?OR F; A?MNCIH >?M LCMKO?M ?N F?n=IHNL~F? CHN?LH? >? +;NCRCM )? =IGCNw >?M LCMKO?M ?MN JLwMC>w J;L ?LH;L> ,JJ?NCN >?JOCM F? >w=?G?M LCMKO?M >? +;NCRCM ?MN >INw >fOH LvAF?G?HN CHNwLC?OL JLw=CM;HN M?M ;NNLC;FCNwM >? @IH=NCIHH?G?HN KOC ; wNw ;JJLIOPw >;HM M; >?LHCvL? P?LMCIH J;L F? =IHM?CF >f;>GCHCMNL;NCIH >O nHIP?G?M LCMKO?M ; MIOM F; L?MJIHM;O =IHM?CF >f;>GCHCMNL;NCIH >? +;NCRCM JIOL GCMMCIH JLCH=CJ;F? HIN;GG?HNn >? =IHM?CFF?L F? =IHM?CF >f;>GCHCMNL;NCIH ?H G;NCvL? >? MNL;NwAC? V AFI<;F? >? F; <;HKO? ?N >f;JJwN?H=? ?H G;NCvL? >? LCMKO?M N;HN ;=NO?FM KO? @ONOLMn >f;MMCMN?L F? =IHM?CF >f;>GCHCMNL;NCIH FILMKO? =?FOC =C =IHNL~F? V F;nGCM? ?H `OPL? >? =?NN? MNL;NwAC? J;L F?M >CLCA?;HNM ?@@?=NC@M ?N J;L F? L?MJIHM;? F; @IH=NCIH >? A?MNCIH >?M LCMKO?Mn >fwG?NNL? OH ;PCM MOL F?M JLI=w>OL?M GCM?M ?H JF;=? J;L +;NCRCM KOC V J?LG?NN?HN >? Mf;MMOL?L >O L?MJ?=N >? F; LwAF?G?HN;NCIH ;CHMC KO? >O MOCPC ?N >O =IHNL~F? >?M LCMKO?Mn r =?N ?@@?N CF L?uICN F?M L;JJILNM >?M =IGCNwM >?M LCMKO?M >? +;NCRCM ?N >? M?M @CFC;F?M ;CHMC KO? F? L?JILNCHA >?M LCMKO?M HIN;GG?HN IJwL;NCIHH?FM >? G;L=BwM IO >?n=IHNL?J;LNC?M ?@@?=NOw r F; >CFCA?H=? >O >CL?=N?OL AwHwL;F >? F;n0I=CwNwn >f;MMOL?L F? MOCPC >? Ff?@@C=;=CNw >?M MSMNvG?M >? =IHNL~F? CHN?LH? ?N V >? A?MNCIH >?M LCMKO?Mn >f;MMCMN?L F? =IHM?CF >f;>GCHCMNL;NCIH >;HM F; >wN?LGCH;NCIH >?M V ILC?HN;NCIHM ?N F? =IHNL~F? >? F; GCM? ?H `OPL? J;L F?M >CLCA?;HNM ?@@?=NC@M >?M >CMJIMCNC@M >? MOLP?CFF;H=? ;@CH >? A;L;HNCL OH? A?MNCIH ?@@C=;=? ?N JLO>?HN? >? FfwN;?M @IH=NCIHM ;O M?CH >? FfILA;HCM;NCIH >? +;NCRCM ?N F; JLwP?HNCIH >?M =IH@FCNM >fCHNwLxNM n >f?R;GCH?L >;HM F? =;>L? >? M; GCMMCIH MC F?M JLCR >?M JLI>OCNM ?N V M?LPC=?M JLIJIMwM ;OR =FC?HNM MIHN =IGJ;NC? LCMKO?M >? +;NCRCM )ILMKO? =?M JLCR H? L?@FvN?HN J;M =ILL?=N?G?HN F?M LCMKO?M CF JLwM?HN? ;O =IHM?CF >f;>GCHCMNL;NCIH OHnJF;H >f;=NCIH JIOL S L?Gw>C?Ln

81

www.natixis.com

NATIXIS DOCUMENT D’ENREGISTREMENT UNIVERSEL 2020

Made with FlippingBook Publishing Software