1 PRÉSENTATION DE NATIXIS Les métiers de Natixis
Les Assurances de personnes )? =BC@@L? >f;@@;CL?M ;@@;CL?M >CL?=N?M ;@@C=B? OH? <;CMM? >? n JIOL MfwN;M >f?OLIM ); =LCM? M;HCN;CL? ;P?= F; @?LG?NOL? >?M ;A?H=?M FILM >O ?L n=IH@CH?G?HN ; ?O JIOL =IHMwKO?H=? OH? @ILN? <;CMM? >? Ff;=NCPCNw ;O ?L nM?G?MNL? ?H J;LNC=OFC?L ?H "J;LAH?n Ff;=NCPCNw ; L?JLCM r J;LNCL >O GICM >? DOCH ;P?= OH HCP?;O JLI=B? >? =?FOC >? )?M ?H=IOLM JLIAL?MM?HN >? n JIOL MfwN;M >f?OLIM )? =BC@@L? >f;@@;CL?M >?M ;=NCPCNwM >? JLwPIS;H=? ?N >f;MMOL;H=? >?M ?GJLOHN?OLM JLIAL?MM? >? n JIOL MfwN;f?OLIM ?H Paiements 1.2.4 +;NCRCM -;SG?HNM ?MN OH ;=N?OL >? M?LPC=?M >? J;C?G?HNM ;>IMMw ;O $LIOJ? - " &F JLIJIM? r NIOM F?M ;=N?OLM w=IHIGCKO?M OH? A;GG? =IGJFvN? >? MIFONCIHM >? J;C?G?HNM ?N >? M?LPC=?M ;MMI=CwM O NL;P?LM >? M?M >C@@wL?HN?M ?HNCNwM >IHN +;NCRCM -;SG?HNM 0IFONCIHM JIOL F?M MIFONCIHM >? JLI=?MMCHA +;NCRCM &HN?LNCNL?M !;F?HSM -;SJFOA IGCNwI 1CNL?M ;>?;OR )? -IN IGGOH 0
GIH?S IO ?H=IL? 'ICHFS +;NCRCM -;SG?HNM CHN?LPC?HN MOL NION? F; =B;{H? >? P;F?OL >? FfwGCMMCIH r Ff;=KOCMCNCIH >O J;C?G?HN ?H FCAH? ;OR JILN?M
GIHH;C?M wF?=NLIHCKO?M ?H J;MM;HN J;L F?M =;LN?M JLwJ;Sw?M +;NCRCM -;SG?HNM ;MMOL? ;CHMC OH M?LPC=? =IGJF?N >? A?MNCIH >?M GIS?HM >? J;C?G?HN >IG?MNCKO?M ?N CHN?LH;NCIH;OR +;NCRCM -;SG?HNM Mf;JJOC? r F; @ICM MOL MIH MI=F? N?=BHCKO? LIf?RJ?LNM JIOL >wP?FIJJ?L OH? A;GG? =IGJFvN? >? MIFONCIHM CHHIP;HN?M ;P?= >?M J;LN?H;CL?M MICAH?OM?G?HN MwF?=NCIHHwM )fILA;HCM;NCIH >O J~F? ;LNC=OFw? ;ONIOL >? HIOP?FF?M n?M V ;=NCPCNwM >? JLI=?MMCHA *IHwNCKO? ?N #FOR JLCH=CJ;F?G?HN JIOL F? =IGJN? >?M LwM?;OR ;HKO?M -IJOF;CL?M ?N ;CMM?M >f"J;LAH?n F; 2 !CACN;F -;SG?HNM !;F?HSM -;SJFOA 0GIH?S 'ICHFS KOC V =IGG?L=C;FCM? >?M MIFONCIHM >? ?
=IGG?L=? IGHC=;H;F?M !;F?HSM -;SJFOA ?N >fwGCMMCIH >? A?MNCIH >? GIS?HM >? J;C?G?HNM 0GIH?S IO >?M =INCM;NCIHM ?H FCAH? >?MNCHw?M ;OR ;MMI=C;NCIHM 'ICHFS )?M I@@L?M ?
=IGG?L=? !;F?HSM ?N -;S-FOA Mf;>L?MM?HN L?MJ?=NCP?G?HN ;OR AL;H>M L?G?NN;HNM ?N ;OR 1-" -*" 0GIH?S ;MMOL? PC; M; JF;N?@ILG? 5JIFF?HM ?N ?H J;LN?H;LC;N ;P?= 3CM; FfwGCMMCIH ?N F;nA?MNCIH >? GIS?HM >? J;C?G?HNn
Les Assurances non vie )f;=NCPCNw >f MMOL;H=?M HIH PC? =IHNCHO? M; JLIAL?MMCIHn F?M =INCM;NCIHM ;=KOCM?M ?H & /! JLIAL?MM?HN >? n JIOL MfwN;f?OLIM ?NN? =LICMM;H=? ?MN NCLw? J;L F?M ;MMOL;H=?M ONI n n ?Nn*OFNCLCMKO? B;? =IHNL;NM Mf;==LI{N >?n n JIOL MfwN;? JIFC=?M r @CH L?@FwN;HN F?Mn?M >?OR LwM?;OR
F; 2 ?H?@CNM +&1 IGCN?I 1CNL?M ;>?;OR );EIIT KOC I@@L? OH? V F;LA? A;GG? >? M?LPC=?M ;OR M;F;LCwM NCNL?M
L?MN;OL;HNM =;LN?M =;>?;OR CACN;F? +;NCRCM -;SG?HNM =IOPL? NIOM F?M M?AG?HNM >? G;L=Bw ?H JLIJIM;HN >?M MIFONCIHM MOL G?MOL? ?N ILC?HNw?M ONCFCM;N?OLM ;OR M?=N?OLM >O L?N;CF >?M -*" ?N AL;H>?M ?HNL?JLCM?M JIOPICLM JOf;==IGJ;AH?L M?M =FC?HNM J?H>;HN F; =LCM? M;HCN;CL? ?H Mf;NN;=B;HN NION J;LNC=OFCvL?G?HN r A;L;HNCL OH? KO;FCNw >? JL?MN;NCIH C>?HNCKO? >;HM NIOM F?M >IG;CH?M wGCMMCIH ;=KOCMCNCIH JLI=?MMCHA >?M J;C?G?HNM FONN? =IHNL? F;n@L;O>? -;Ln;CFF?OLM ?FF? Mf?MN GI?G?HN >?M MIFONCIHM PCM;HN r MION?HCL Ff;=NCPCNw w=IHIGCKO? >? M?M =FC?HNM HIN;GG?HN FILM >? F; GCM? ?H `OPL? >O HIOP?;O JF;@IH> >O J;C?G?HN M;HM =IHN;=N r n?OLIM >O L?FvP?G?HN >O JF;@IH> >?MnNCNL?M
L?MN;OL;HNM ?N >? MIFONCIHM >? ?
=IGG?L=? JIOL F? M?=N?OL >O L?N;CF )? J~F? ; J;L ;CFF?OLM JIOLMOCPC M; >SH;GCKO? >? L?=LON?G?HN ?Hn;==O?CFF;HN >;HM M?M wKOCJ?M nHIOP?;OR N;F?HNM P?HOM =IGJFwN?L M; J;F?NN? >? M;PICL
@;CL? ?N ;JJILN;HN >? HIOP?FF?M =IGJwN?H=?M ?MM?HNC?FF?M r MIH >wP?FIJJ?G?HN >;N; &1 ALIQNB B;=ECHA JLC=CHA
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NATIXIS DOCUMENT D’ENREGISTREMENT UNIVERSEL 2020