NATIXIS - Document d'enregistrement universel et rapport financier annuel 2020

ÉLÉMENTS FINANCIERS Comptes consolidés et annexes

Coût du risque 6.8 ? JIMN? =IGJL?H> JLCH=CJ;F?G?HN F?M wFwG?HNM >? LwMOFN;N L?F;NC@M r F; =IGJN;O LCMKO? >? =Lw>CN N?F KO? >w@CHC J;L &#/0n n F?M @FOR >? JLIPCMCIHM ?N >wJLw=C;NCIHM =IOPL;HN F?M J?LN?M r >IOT? V GICM ?N r G;NOLCNw L?F;NC@M ;ORn CHMNLOG?HNM >? >?NN?M =IGJN;

=Lw;H=?M LwMOFN;HN >? =IHNL;NM >? FI=;NCIH V ?HA;A?G?HNM >? @CH;H=?G?HNM ?N >? A;L;HNC?M >IHHwM H? V LwJIH>;HN J;M r F; >w@CHCNCIH >fCHMNLOG?HNM @CH;H=C?LM >wLCPwM F?M J?LN?M MOL =Lw;H=?M CLLw=IOPL;

31/12/2020

31/12/2019

Pertes sur créances non couvertes

Récupé- rations s/créances

Pertes sur créances non couvertes

Récupé- rations s/créances

Reprises nettes

Reprises nettes

Dotations

amorties Net

?H GCFFCIHM >`?OLIM

Dotations

amorties Net

f DF f7=5 H = C B 89 G X57 H =: G X:=B5B7=9 FG

X

KL GHG =oIKoKM>Lf=> G=N>L kf fFHBL KL GHG =oIKoKM>Lf=> G=N>L kfF:MNKBMo KL =oIKoKM>Lf=>fG=N>L kfF:MNKBMo G@:@>F>GM I:K LB@G:MNK> _ +>KM>Lf=>fG=N>L kf fFHBL G@:@>F>GM I:K LB@G:MNK> _ +>KM>Lf=>fG=N>L kfF:MNKBMo G@:@>F>GM I:K LB@G:MNK> =oIKoKM>L => G=N>L k F:MNKBMo NMK>L ) FC J= G = C B G DCIF X F = GEI 9 G X9 H X7<5 F ;9 G

5

NMK>L -(- %

X

X

.98>K #/:<3=/= ./ .P:398= =+8= 9,4/> #/:<3=/= ./ .P:398= ?>363=P/=

5

(., -(- % + )+#, , "/<>/= -9?@/<>/= :+< :<9@3=398= (- % + )+#, , ' -- ,

5

? JIMN? ?HL?ACMNL? wA;F?G?HN F?M >wJLw=C;NCIHM wP?HNO?FF?G?HN =IHMNCNOw?M ?H =;M >? LCMKO? >? >w@;CFF;H=? ;PwLw >? =IHNL?J;LNC?M >fCHMNLOG?HNM @CH;H=C?LM HwAI=CwM >? ALw r ALw ?HL?ACMNLwM ?H ;=NC@M @CH;H=C?LM r F; DOMN? P;F?OL J;L F? LwMOFN;N JIOL OH GIHN;HN >? nGCFFCIHM >f?OLIM ;O n>w=?G

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NATIXIS DOCUMENT D’ENREGISTREMENT UNIVERSEL 2020