5 ÉLÉMENTS FINANCIERS
Comptes consolidés et annexes
Note 3
Périmètre de consolidation
0ILNC?M >? JwLCGvNL? !w=IHMIFC>;NCIH ;O ?L nNLCG?MNL? >O @IH> 1B?G;NC=M *?N; V #OH> FfCHP?MNCMM?G?HN ?H M??> GIH?S >;HM F? @IH> ; wNw J;LNC?FF?G?HN L?G? >wN?HNCIH >? +;NCRCMn&* MIOM F; <;LL? >?M n =ILL?MJIH>;HN ;O M?OCF >? >w=IHMIFC>;NCIH !w=IHMIFC>;NCIH ;O ? nNLCG?MNL? >?M ?HNCNwM MOCP;HN?M MOCN? r V F?OL FCKOC>;NCIHn "4 ?HNL;F "OLIJ? /IG;HC; L=NC= FO? ;JCN;Fn)N> L=NC= FO? ;JCN;F *;H;A?G?HNn)N> )IIGCM 0;SF?M 0IFONCIHM n)) ?N /" 4?MN?LH &HP?MNILMn& &H= !;HM F? =;>L? >? F; MCGJFC@C=;NCIH >? F; MNLO=NOL? >O ALIOJ? !+ V F?M MI=CwNwM !+ IOLN;A? ?N !+ )OR?GfOH? 1L;HMGCMMCIH 2HCP?LM?FF? >? -;NLCGICH? r !+ #CH;H=? ;O ? nNLCG?MNL? -;L ;CFF?OLM !+ *;H;A?G?HN ?HNCNw >wN?HO? r n J;L +&*n- ?N =IHNL~F;HN OH? J;LNC? >O =;JCN;F >? !+ #CH;H=? ; wNw ;;NCIH ;O ? nNLCG?MNL? >O @IH> 1B?G;NC=M & ;H> V /I MOCN? ;O J;MM;A? MIOM F?M M?OCFM >? =IHMIFC>;NCIH 3;LC;NCIHM >O JIOL=?HN;A? >fCHNwLxNM O =IOLM >O ? nNLCG?MNL? F?M G;H;A?LM >? !+ IHN ?R?L=w V >;HM F; @?HxNL? >? L;=B;N JLwPO? ?Hn F?M IJNCIHM >? P?HN? MOL OH? J;LNC? >? F?OLM NCNL?M !+ #CH;H=? ?N !+ *;H;A?G?HN o F; MOCN? >? =?M IJwL;NCIHM F? N;OR >fCHNwLxN >? +;NCRCMn&* >;HM !+ #CH;H=? ?N M?M @CFC;F?M !+ IOLN;A? !+ )OR?GfCHNwLxN >;HM !+ *;H;A?G?HN n -IOL L;JJ?F F; MI=CwNw 3;O<;H &- ; wNw =I
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I@@ >? Ff;=NCPCNw &H@L;MNLO=NOL? >? *CLIP; O =IOLM >O ?L nNLCG?MNL? F; J;LN >?M ;MMI=CwM
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3.1
Évolution du périmètre
de consolidation depuis le 1 er janvier 2020 )?M JLCH=CJ;F?M wPIFONCIHM >? JwLCGvNL? CHN?LP?HO?M >?JOCM F? ?L nD;HPC?L MIHN F?M MOCP;HN?Mn Banque de grande clientèle 3.1.1 0ILNC?M >? JwLCGvNL? !w=IHMIFC>;NCIH ;O ?L nNLCG?MNL? >? 1L?T IGG?L=C;F V #CH;H=?M )CGCN?> -;LNH?LMBCJ MOCN? ;O J;MM;A? MIOM F?M M?OCFM ); MO==OLM;F? +;NCRCM $L;H> ;SG;H ; wNw @?LGw? ;O ?n NLCG?MNL? V 3;LC;NCIHM >O JIOL=?HN;A? >fCHNwLxNM O =IOLM >O ? nNLCG?MNL? F? N;OR >? >wN?HNCIH >? +;NCRCM V I@C=CHw ?MN J;MMw >? n r n MOCN? ;O L;=B;N >f;=NCIHM ;OR >CLCA?;HNM )? N;OR >? >wN?HNCIH >;HM "!# &HP?MNCMM?G?HN $LIOJ? J;MM? >? V n r n MOCN? r >?OR Lw>O=NCIHM >? =;JCN;F Lw;FCMw?M MOL F? M?=IH> M?G?MNL? )? N;OR >? >wN?HNCIH >;HM F?M ?HNCNwM TOL? J;MM? >? n r V n MOCN? r F; MILNC? >? GCHILCN;CL?M ;O ?L n?N ? nNLCG?MNL? Gestion d’actifs et de fortune 3.1.2 "HNLw?M >? JwLCGvNL? Lw;NCIH ?N =IHMIFC>;NCIH ;O ? nNLCG?MNL? >? )IIGCM 0;SF?M V ,J?L;NCHA 0?LPC=?Mn)) >?MNCHw? ;O MOJJILN IJwL;NCIHH?F >?M ;=NCPCNwM >? $?MNCIH >f;=NC@M JL?MN;NCIHM >? M?LPC=?M CH@L;MNLO=NOL? &1 @CH >? >wP?FIJJ?L MIH ;=NCPCNw >? >CMNLCw? >?JOCM F? ? nNLCG?MNL? IHMIFC>;NCIH >? Ff?HNCNw 1?IL; ;O ? nNLCG?MNL? +;NCRCM 4?;FNB V *;H;A?G?HN P; NL;HM@wL?L MIH ;=NCPCNw >? =IOLN;A? >f;MMOL;H=?
PC? ;O M?CH >? =?NN? @CFC;F? O =IOLM >O ? nNLCG?MNL? OH CHP?MNCMM?G?HN =IGJFwG?HN;CL? V ?H 0??> *IH?S ; wNw Lw;FCMw >;HM F? @IH> 1B?G;NC=M 0O? >wN?HNCIH >? +;NCRCMn&* ;O
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>?Fr >? n;H -;L =IHMwKO?HN =? @IH>M >IHN Ff;=NC@ >wJ;MM? nGCFFCIHM >f?OLIM ?MN =IHMIFC>w ;O n>w=?GL? >? MIH ?RJ;HMCIH MOL F? =IHNCH?HN "OLIJw?H )IIGCM V 0;SF?M ; =Lww OH? MO==OLM;F? ;OR -;SM
;M )IIGCM 0;SF?M IGJ;HS )- !ON=B L;H=B ;@CH >? >wP?FIJJ?L HIN;GG?HN MIH ?RJ?LNCM? I? @;=CFCN?L F; A?MNCIH >? =?LN;CHM @IH>M ;O )OR?G?OR MNLO=NOL?M MIHN =IHMIFC>w?M ;O ? nNLCG?MNL? !+ #CH;H=? ; =Lww OH? MO==OLM;F? ;O )OR?G?MNCHw? r V ;==O?CFFCL F?M ;H=C?HH?M ;=NCPCNwM >? M; @CFC;F? !+ )OR?Gw? ;O ? nNLCG?MNL? "4 ;JCN;F *;H;A?G?HN ; =Lww ;O ? nNLCG?MNL? Ff?HNCNw V 0?;JILN 0NL;N?AC= -LIJ?LNS -LIAL;Gn& I
&HP?MNILM n)) >;HM F? =;>L? >? F; A?MNCIH >fOH HIOP?;O @IH>M CGGIwN?HO? r n J;L "4 ;JCN;F *;H;A?G?HN ?MN =IHMIFC>w? ;O n>w=?G
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