1 PRÉSENTATION DE NATIXIS Les métiers de Natixis
Gestion de fortune 1.2.1.2 +;NCRCM 4?;FNB *;H;A?G?HN @ILN? >? MIH ?GJL?CHN? @L;Hu;CM? ?N FOR?G?M =FC?HNM =B?@M >f?HNL?JLCM? =;>L?M >CLCA?;HNM IO >wN?HN?OLM >fOH =;JCN;F @;GCFC;F >?M MIFONCIHM J;NLCGIHC;F?M ?N @CH;H=CvL?M JIOL F?M ;==IGJ;AH?L >;HM F; >OLw? )?M =FC?HNM >O $LIOJ? - " IO =IHKOCM >CL?=N?G?HN fOH F;LA? wP?HN;CF >f?RJ?LNCM?M =IOPL;HN NION?M F?M >CG?HMCIHM >? F?OLM JLID?NM r NIOM F?M MN;>?M >? F?OL ;P;H=?G?HNn =ILJIL;N? ;>PCMILS ILCACH;NCIH @CH;H=?G?HN P;HCFF? ?N =IGJF?R? CHP?MNCMM?G?HN CHAwHC?LC? J;NLCGIHC;F? ?N A?MNCIH >f;=NC@M n ?M I@@L?M IHN wNw ?HLC=BC?M >? MIFONCIHM >? >CP?LMC@C=;NCIH =?M >?LHCvL?M ;HHw?M HIN;GG?HN ?H JLCP;N? ?KOCNS ?N ?H ;MMOL;H=? PC? ALt=? r OH? w>Cw? IJwL;HN ?H ;L=BCN?=NOL? IOP?LN? )f?HM?G? F; JLIJIMCNCIH >? P;F?OL ?MN >w=FCHw ?H @IH=NCIH >O >?ALw >? J?LMIHH;FCM;NCIH MIOB;CNw J;L F?M =FC?HNM ?N ?MN >CMNLC?OR =;H;OR N ? JLI>OCNM ?N M?LPC=?M JIOP;HN xNL? =IHMNLOCNM YnMOL
G?MOL?n^n 3"$ &HP?MNG?HN *;H;A?LM MIH J;LN?H;CL? JLCPCFwACw JIOL F; JLI>O=NCIH >? MIFONCIHM MOL F?M =F;MM?M >f;=NC@M FCKOC>?M ?N *;MM?H; -;LNH?LM )?M ?RJ?LNCM?M @IH>;G?HN;F?M >? 3"$ &HP?MNG?HN *;H;A?LM ?H A?MNCIH =IFF?=NCP? ?H A?MNCIH >wFwAOw? ?N ?H MwF?=NCIH >? @IH>M ?H ;L=BCN?=NOL? IOP?LN? Mf;PvL?HN =IGJFwG?HN;CL?M >? =?FF?M >? *;MM?H; -;LNH?LM =IHM?CFF;HN F?M ALIOJ?M @;GCFC;OR JLCPwM ?N F?M @;GCFS I@@C=?M JLCH=CJ;F?G?HN ?H JLCP;N? ?KOCNS "H +;NCRCM 4?;FNB *;H;A?G?HN ; JIOLMOCPC F? >wJFIC?G?HN >? M?M ;G;HM F? =;>L? >? +?Q !CG?HMCIH ;@CH >? L?JIMCNCIHH?L M; @L;H=BCM? =FC?HNM >CL?=NMnMOL F? M?AG?HN >?M Yn%CAB +?N 4ILNB &H>CPC>O;FMn^ NION ?H >wP?FIJJ;HN MIH I@@L? ;O M?LPC=? >O $LIOJ? n-;L ;CFF?OLM F?M JLIALvM Lw;FCMwM ?H N?LG?M >? NL;HMP?LM;FCNw ?HNL? M?M ?HNCNwM ?N >? NL;HM@ILG;NCIH >CACN;F? FOC IHN J?LGCM >?n@;=CFCN?L ?N @FOC>C@C?L F?M CHN?L;=NCIHM ;P?= F?M =FC?HNM ?N ?H CHN?LH? J?H>;HN F; =LCM? M;HCN;CL? ?NN? ;HHw? G;LKO? wA;F?G?HN OH NIOLH;HN >;HM F? L?H@IL=?G?HN >?M ?HA;A?G?HNM "0$ ;P?= Ff?HLC=BCMM?G?HN >?M JLI=?MMOM >? A?MNCIH >? 3"$ &HP?MNG?HN *;H;A?LM KOC ; >f;CFF?OLM F;H=w MIH M?=IH> @IH>M &0/ Yn3"$ 1L;HM@ILG;NCIH /?MJIHM;?L ?H HIN;NCIH >fCGJ;=N o @CH +;NCRCM 4?;FNB *;H;A?G?HN AvL? nGCFFC;L>M >f?OLIM >f;=NC@M
Natixis Interépargne 1.2.1.3 +;NCRCM &HN?LwJ;LAH? F; Lw@wL?H=? ?H pJ;LAH? M;F;LC;F? ?N L?NL;CN? >O $LIOJ? - " ;==IGJ;AH? F?M ?HNL?JLCM?M >? NION?M N;CFF?M >;HM F; GCM? ?H JF;=? ?N F; A?MNCIH >? F?OL pJ;LAH? M;F;LC;F? ?N L?NL;CN? ;CHMC KO? >? F?OL ;=NCIHH;LC;N M;F;LCw JIOL ?H @;CL? OH GIN?OL >? J?L@ILG;H=? -CIHHCvL? >? FfCHHIP;NCIH >?JOCM JFOM >? n;HM M; =;J;=CNw r Mf;>;JN?L r OH ?HPCLIHH?G?HN ?N r >?M OM;A?M ?H =IHMN;HN? wPIFONCIH FOC J?LG?N >? JLIJIM?L OH ;==vM =IGJF?N r NION? OH? A;GG? >? MIFONCIHM >fpJ;LAH? M;F;LC;F? ?N >? L?NL;CN? MOJJFwG?HN;CL?n -"" -"/ ;O @ILG;N =IGJN? NCNL?M IO ?H J;LN?H;LC;N ;P?= LC;F +- MMOL;H=?M ;O @ILG;N ;MMOL;HNC?F "FF? Mf;JJOC? MOL F?M I@@L?M >? A?MNCIH @CH;H=CvL? >? +;NCRCM &HP?MNG?HN *;H;A?LM MJw=C;FCMN? >? F; A?MNCIH ;=NCP? ;O M?LPC=? >? FfpJ;LAH? M;F;LC;F? "H +;NCRCM &HN?LwJ;LAH? =IH@ILN? M; JIMCNCIH >f;=N?OL >? Lw@wL?H=? >? FfpJ;LAH? M;F;LC;F? ?N L?NL;CN? ;P?= JFOM >? n n?HNL?JLCM?M =FC?HN?M JLvM >? nGCFFCIHM >fwJ;LAH;HNMn ?N n >? J;LNM >? G;L=Bw ?H pJ;LAH? M;F;LC;F?n P?= n >? J;LNM >? G;L=Bw &0/n +;NCRCM &HN?LwJ;LAH? =IH@CLG? M; JF;=? >? F?;>?L >? FfpJ;LAH? M;F;LC;F? ?H &HP?MNCMM?G?HN 0I=C;F?G?HN /?MJIHM;;CL? +;NCRCM &HN?LwJ;LAH? CHM=LCN F; J?L@ILG;H=? >;HM F; >OLw? ALt=? r F; KO;FCNw ?N F; =IBwL?H=? >? M; A;GG? ;CHMC KOf;O NL;P;CF =IHMN;HN >?M wKOCJ?M >? A?MNCIH "FF? M? PICN >w=?LH?L ?H F; L? nJF;=? >?M IL? FfpJ;LAH? M;F;LC;F?n >;HM F; =;NwAILC? IL? F; A?MNCIH >? +;NCRCM &HP?MNG?HN *;H;A?LM &HN?LH;NCIH;F ?N >? *CLIP; MOL F?M A;GG?M >? @IH>M Yn P?HCLn^ ?N Yn&GJ;=N &0/n^ )f;HHw? G;LKO? wA;F?G?HN F? >wP?FIJJ?G?HN >? FfI@@L? >fwJ;LAH? L?NL;CN? >?MNCHw? ;OR ?HNL?JLCM?M ;P?= JFOM >? n n-"/ IFF?=NC@ MIOM=LCNMn
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=? JLCR NLoM L?=IHHO MOL F; ,F;=? >CMNCHAO? F?M pN;IHN F?M @IH>M IOLp? O
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NATIXIS DOCUMENT D’ENREGISTREMENT UNIVERSEL 2020