NATIXIS - Document d'enregistrement universel et rapport financier annuel 2020

COMMENTAIRES SUR L’EXERCICE Rapport d’activité au 31 décembre 2020

B- Wealth Management 0OL Ff;HHw? Ff;=NCPCNw ,40;C7 #0=064<4=C ?HL?ACMNL? OH? 2>;;42C4 =4CC4 34 U<8;;8>=B 3Q4DA>B MION?HO? JLCH=CJ;F?G?HN J;L F? >SH;GCMG? >? F; A?MNCIH JLCPw? Yn NI n^ ;JJILNw? J;L F?M LwM?;OR ?N OH? =IFF?=N? CHMNCNONCIHH?FF? MCAHC@C=;NCP? ;O )OR?GDAB 6\A\B MfwN;M >f?OLIM ?H B;OMM? >? n MOL OH ;H MION?HOM J;L F; =IFF?=N? KOC @;CN JFOM KO? =IGJ?HM?L Ff?@@?N G;L=Bw HwA;NC@ ?@@?N G;L=Bw NLvM >w@;PIL;DAB 34 2A\38C ;OAG?HN?HN >? n JIOL ;NN?CH>L? nGCFFC;L>M >f?OLIM ;P?= OH? B;OMM? =IH=?HNLw? MOL F; #L;H=? C – Épargne salariale "4B 02C85B 6\A\B X 58=U3\24<1A4U BQ\C01;8BB4=C X U<8;;80A3B 3Q4DA>B ?H =LICMM;H=? >? nGCFFC;L> >f?OLIM MICNn n J;L L;JJILN ;O n>w=?G >f?OLIM ?N J;L OH ?@@?N JF;=?G?HN @;PIL; >f?OLIM "4B 4=2>DAB & ' % 6\A\B X U<8;;80A3B 3Q4DA>B JLIAL?MM?HN >? n J;L L;JJILN r @CH >w=?GfwJ;LAH;HNM JFOM CGJILN;HN n n =IH@CLG;HN F? L~F? GIN?OL >? FfwJ;LAH? L?NL;CN? >;HM F; JIOLMOCN? >? F; =LICMM;H=? >O G;L=Bw >? FfpJ;LAH? M;F;LC;F? )?M ?H=IOLM GIS?HM AwLwM MfwFvP?HN r nGCFFC;L>M >f?OLIM MOL Ff;HHw? ?H <;CMM? n n MOL OH ;H JwH;FCMwM ?MM?HNC?FF?G?HN J;L F; J?LN? >?M ?H=IOLM 0;HI@C r @CH

0OL Ff;HHw? F? &A>3D8C $4C 0=208A4 3D <\C84A X U<8;;8>=B 3Q4DA>B ?MN ?H B;OMM? MCAHC@C=;NCP? >? n n nGCFFCIHM >f?OLIM J;L L;JJILN r Ff;HHw? ?NN? B;OMM? Mf?RJFCKO? JLCH=CJ;F?G?HN J;L F; @ILN? JLIAL?MMCIH >?M =IGGCMMCIHM >? MOL J?L@ILG;H=? F; >SH;GCKO? ?HL?ACMNLw? MOL F?M =IGGCMMCIHM >? NL;HM;=NCIHM ?N MOL F?M =IGGCMMCIHM MOL ?H=IOLM ;CHMC KO? F; ? F; G;LA? @CH;H=CvL? "4B 270A64B BQ\C01;8BB4=C X U<8;;8>=B 3Q4DA>B ?H <;CMM? >? n J;L L;JJILN r Ff;HHw? NwGICAH;HN >?M ;=NCIHM GCM?M ?H `OPL? JIOL G;{NLCM?L F?M =I€NM D U3\24<1A4 ;4 &A>3D8C $4C 0=208A4 34 U<8;;8>=B 3Q4DA>B ?MN ?H <;CMM? >? nGCFFCIH >f?OLIM MICN n J;L L;JJILN ;O n>w=?G?M ;=NCPCNwM >? P?HN? r >CMN;H=? ;L )?;M? r - " )?;M? r =IGJN?L >? DOCHn J;LNC?FF?G?HN =IGJ?HMw? J;L F; JLIAL?MMCIH >?M =IGGCMMCIHM >? MIOM=LCJNCIH H?NN?M ;L?M wJ;LAH;HNM "4B 270A64B BQ\C01;8BB4=C X U<8;;8>=B 3Q4DA>B ?N MIHN ?H <;CMM? >? nGCFFCIHM >f?OLIM MICN n J;L L;JJILN ;O n>w=?G? JLID?NM CGGI? @L;CM >f?RJFICN;NCIH ?H L?=OF CGJ;=N >? F; ,3&! ?N ?@@ILN >? G;{NLCM? >?M =B;LA?M J;LNC?FF?G?HN =IGJ?HMw? J;L F; JLIAL?MMCIH >?M @L;CM >? J?LMIHH?F CHN?LH? ?MM?HNC?FF?G?HN F?M @L;CM >? J?LMIHH?F CHN?LH? @CR?M B;OMM? >?M JLIPCMCIHM JIOL =IHAwM J;SwM ?N ;OAG?HN;NCIH >?M ;P;HN;A?M ;OR M;F;LCwM

4

Pôle Banque de grande clientèle 4.2.2.2

Variation 2020 vs. 2019 Courant

2020

2019 pro forma

?H GCFFCIHM >`?OLIM

Constant

) FC 8 I = H ' 9 H 5B75= F 9 ) '

X f

X f

X f

X f

"EH;:E (:KD>ML 3B/. 38-97/

K

K

K

K

;?3>C

K K

K K

/=5K)'

!BG:G<>F>GML

f

f

f

f

$GO>LMF>GM ;:GDBG@

f

f

BO>KL

f

f

A:K@>L =`>QIEHBM:MBHG

f

f X

f

f

+f GI @ H 5 H FIH 8 U 9L D @ C = H 5 H = C B

X f X

X

HxM =N KBLJN>

+f GI @ H 5 H 8 U L D @ C = H 5 H = C B (BL>L >G oJNBO:E>G<>

f

":BGL HN I>KM>L LNK :NMK>L :

1:KB:MBHGL => O:E>NK =>L o<:KML =`:

K K K

K K

X

9/003-3/8> .H/B:693>+>398 +:3>+?B :<9:

#!

K

"Hn F? &A>3D8C $4C 0=208A4 >? F; ;HKO? >? AL;H>? =FC?HNvF? MfwFvP? r n nGCFFCIHM >f?OLIM ?H <;CMM? >? n J;L L;JJILN rn r =B;HA? =IHMN;HN

)?M L?P?HOM >?M 02C8E8C\B 34 <0A27\B MfwFvP?HN r n nGCFFCIHM >f?OLIM ?Hn ?H >CGCHONCIH >? n J;L L;JJILN rn r =B;HA? =IHMN;HN

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NATIXIS DOCUMENT D’ENREGISTREMENT UNIVERSEL 2020