NATIXIS - Document d'enregistrement universel et rapport financier annuel 2020

3 FACTEURS DE RISQUES, GESTION DES RISQUES ET PILIER III Gestion des risques

)?M >IHHw?M =IGGOHCKOw?M >;HM F? N;?MMOM MIHN BILM ;=NCPCNwM >f;MMOL;H=?M

31/12/2019

JJ et à vue

Moins de 1 mois

de 1 à 3 mois

de 3 à 6 mois

de 6 mois à 1 an

de 1 an à 2 ans

de 2 ans à 5 ans

Plus de 5 ans

Non déterminé

?H GCFFC;L>M >`?OLIM

Total

:GJN>L >GMK:E>L +:LLB?L ?BG:GKL =oM>GNL kf=>Lf?BGL => MK:GL: MK:GL:

98> "/8=398= 63@

/>>/= 1+<+8>3/=

/>>/= 898 1+<+8>3/=

+:LLB?L ?BG:GKL k E: CNLM> O:E>NK I:K KoLNEM:M

98> "/8=398= 63@

/>>/= 1+<+8>3/=

/>>/= 898 1+<+8>3/=

$GLMKNF>GML =oKBOoL => MK:=BG@

$GLMKNF>GML =oKBOoL =>fKMNK>

>MM>L >GO>KL E>LfoM:;EBLL>F>GML => "/8=398= 63@

MM>L >GO>KL E: GMnE> 98> "/8=398= 63@

MM>L K>IKoL>GMo>L I:K NG MBMK>

98> -9@/

i<:KM => KooO:EN:MBHG =>LfIHKM>?>NBEE>L KMLf>GfM:NQ >MM>L LN;HK=HGGo>L

-(- %

)?M >IHHw?M =IGGOHCKOw?M >;HM F? N;?MMOM MIHN BILM ;=NCPCNwM >f;MMOL;H=?M

Risques de non-conformité 3.2.8

-IOL OH? >w@CHCNCIH >O LCMKO? >? HIH =IH@ILGCNw =@ h #IOP?LH;H=? ?N >CMJIMCNC@ >? A?MNCIH >?M LCMKO?M ^ 0SJIFIAC? >?M LCMKO?M

*;NCRCM F?MKO?FM MIHN >w=FCHwM JIOL =? KOC =IH=?LH? F; =IH@ILGCNw >;HM F? L?=O?CF >?M JLCH=CJ?M >? =IH@ILGCNw >? +;NCRCM )? =B;GJ >f;=NCIH >? F; @CFCvL? =IGJFC;H=? =IOPL? F?M LCMKO?M HIH @CH;H=C?LM ?N J;LNC=OFCvL?G?HN F?M >CMJIMCNCIHM FwACMF;NCP?M ?N LwAF?G?HN;CL?M JLIJL?M ;OR ;=NCPCNwM <;H=;CL?M ?N @CH;H=CvL?M ;CHMC KO? F?M HILG?M JLI@?MMCIHH?FF?M PCM;HN r JLwP?HCL NION LCMKO? >? HIH =IH@ILGCNw &F =IGJL?H> HIN;GG?HN F; =IH@ILGCNw >?M JLI>OCNM IO M?LPC=?M @IOLHCM FfCHNwALCNw >?M G;L=BwM F; Mw=OLCNw @CH;H=CvL? ?N F; FONN? =IHNL? F; @L;O>? F; MOJ?LPCMCIH >O LCMKO? N?=BHIFIACKO? ?N F? NL;CN?G?HN >?M >IHHw?M J?LMIHH?FF?M !;HM =? =;>L? F; >CL?=NCIH >? F; IGJFC;H=? J;LNC=CJ? r F; GCM? ?H JF;=? >? HILG?M JIFCNCKO?M ?N JLI=w>OL?M ?N >wFCPL? >?M ;PCM HIN;GG?HN JIOL Ff?H=;>L?G?HN >? HIOP?FF?M ;=NCPCNwM >? HIOP?;OR JLI>OCNM IO >? HIOP?FF?M ILA;HCM;NCIHM ?H Mf;MMOL;HN >? F?OL =IH@ILGCNw ;OR N?RN?M ;JJFC=;?M ;=NCIHM >? @ILG;NCIH ?N >? M?HMC? =;JCN;OR ?N F? @CH;H=?G?HN >O N?LLILCMG? FfwP;MCIH @CM=;F? F; Mw=OLCNw >? FfCH@ILG;NCIH

Organisation de la Compliance 3.2.8.1 ); >CL?=NCIH >? F; IGJFC;H=? ?MN L?MJIHM;? F; G;{NLCM? >O LCMKO? >? HIH =IH@ILGCNw >? F; =IIL>CH;NCIH >O >CMJIMCNC@ >? =IHNL~F? J?LG;H?HN >? JL?GC?L HCP?;O ?N ?MN =B;LAw? >f;MMOL?L F; Lw;FCM;NCIH >? =IHNL~F?M >? M?=IH> HCP?;O "FF? CHNvAL? wA;F?G?HN F; MOJ?LPCMCIH >O LCMKO? N?=BHIFIACKO? ?N F; =IHNCHOCNw >f;=NCPCNw 00& ;CHMC KO? F; JLIN?=NCIH >?M >IHHw?M J?LMIHH?FF?M 0IH JwLCGvNL? >f;=NCIH =IOPL? +;NCRCM M?M @CFC;F?M ?N MO==OLM;F?M ?H #L;H=? ?N r FfCHN?LH;NCIH;F ALt=? r OH? ILA;HCM;NCIH ?H @CFCvL? Les missions ); @CFCvL? IGJFC;H=? =IHM?CFF? ?N ;MMCMN? Ff?HM?G?M =IFF;? +;NCRCM JIOL JLwP?HCL >fwP?HNO?FM LCMKO?M >? HIH =IH@ILGCNw >;HM Ff?R?L=C=? >? F?OLM >C@@wL?HNM GwNC?LM "FF? M? JIMCNCIHH? =IGG? OH ;=N?OL =Fw >? F; GCM? ?H `OPL? IJwL;NCIHH?FF? >?M JLCH=CJ?M wHIH=wM >;HM F? I>? >? =IH>OCN? >? +;NCRCM =@ h (? I>? >? =IH>OCN? >?

160

NATIXIS DOCUMENT D’ENREGISTREMENT UNIVERSEL 2020

Made with FlippingBook Publishing Software