3 FACTEURS DE RISQUES, GESTION DES RISQUES ET PILIER III Facteurs de risques
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JIOLL;CN =IH>OCL? r OH? HIOP?FF? >wAL;>;NCIH >?M MJL?;>M >? =Lw>CN O F? LCMKO? >? =Lw>CN >?M NCNL?M >wN?HOM >;HM F? =;>L? >? F; LwM?LP? >? FCKOC>CNw Hf; J;M ;OAG?HNw >? G;HCvL? MCAHC@C=;NCP? Risques non financiers En cas de non-conformité avec les lois et règlements applicables, Natixis pourrait être exposée à des amendes significatives et d’autres sanctions administratives et pénales susceptibles d’avoir un impact significatif défavorable sur sa situation financière, ses activités et sa réputation )? LCMKO? >? HIH
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Dans le cadre de ses activités, Natixis est exposée aux agissements ou comportements contraires à l’éthique ou aux lois et règlements de ses collaborateurs ou de tiers susceptibles de porter atteinte à sa réputation et l’exposer à des sanctions )? I>? >? =IH>OCN? >? +;NCRCM ;JJFC=;?M =IFF;? +;NCRCM @ILG;FCM? F?M JLCH=CJ?M AwHwL;OR >? =IH>OCN? ?H PCAO?OL =B?T +;NCRCM ?N @CR? >?M FCAH?M >CL?=NLC=?M r NIOM F?M =IFF;OM >;HM Ff?R?L=C=? >? F?OLM @IH=NCIHM ?N L?MJIHM;;HM OH? ?HNCNw >wN?HO? r n IO JFOM J;L +;NCRCM >ICN M? =IH@ILG?L ;O I>? >? =IH>OCN? KOf?FF? MICN ?GJFISw? r NCNL? J?LG;H?HN IO N?GJIL;CL? ?NN? ?RCA?H=? Mf;DION? ;OR ?HA;A?G?HNM >? L?MJ?=N >?M LvAF?M CHN?LH?M ?H PCAO?OL >?M FICM ?N >?M LwAF?G?HN;NCIHM H;NCIH;F?M ?N CHN?LH;NCIH;F?M +;NCRCM L?KOC?LN wA;F?G?HN >? M?M @IOLHCMM?OLM ?N MIOM
NL;CN;HNM KOfCFM ;ACMM?HN ?H =IH@ILGCNw ;P?= F?M JLCH=CJ?M =FwM >O I>? >? =IH>OCN? @CH >? G?NNL? ?H JL;NCKO? F? I>? >? =IH>OCN? ;O KOINC>C?H +;NCRCM ; wN;CMJIMCNC@ >? =IH>OCN? =IGJL?H;HN HIN;GG?HN OH =IGCNw >w>Cw F? $FI<;F OFNOL? ;H> IH>O=N IGGCNN?? ?N OH JLIAL;GG? >? @ILG;NCIH MJw=C@CKO? -IOL JFOM >fCH@ILG;NCIH =IH=?LH;HN F? I>? >? =IH>OCN? ?N F? >CMJIMCNC@ >? =IH>OCN? M? Lw@wL?L r F; M?=NCIH 8 9 >O JLwM?HN >I=OG?HN >f?HL?ACMNL?G?HN OHCP?LM?F 1ION?@ICM G;FALw Ff;>IJNCIH >fOH I>? >? =IH>OCN? ?N FfwN;fOH >CMJIMCNC@ >? =IH>OCN? +;NCRCM L?MN? ?RJIMw? r F; MOLP?H;H=? >f;ACMM?G?HNM IO >? =IGJILN?G?HNM >? M?M =IFF;? FfCHNwLxN >O =FC?HN ;OR FICM IO LvAF?G?HNM ?H G;NCvL? >? =ILLOJNCIH IO @L;O>? IO ;OR ?RCA?H=?M ?H G;NCvL? >? Mw=OLCNw @CH;H=CvL? IO >fCHNwALCNw >?M G;L=BwM !? N?FM ;ACMM?G?HNM IO =IGJILN?G?HNM JIOLL;C?HN ;PICL >?M =IHMwKO?H=?M HwA;NCP?M JIOL +;NCRCM JILN?L ;NN?CHN? r M; LwJON;NCIH IO r M; P;F?OL ;=NCIHH;LC;F? ?N ?RJIM?L +;NCRCM M?M =IFF;?M M;H=NCIHM JwH;F?M ;>GCHCMNL;NCP?M IO =CPCF?M MOM=?JNCfCGJ;=N?L >w@;PIL;? LCMKO?M IJwL;NCIHH?FM HIN;GG?HN r >?M @;C;HM F?M JLI=?MMOM ?N F?M JLI=w>OL?M r >?M ;=NCPCNwM @L;O>OF?OM?M CHN?LH?M =IGG? ?RN?LH?M r >?M >w@;CFF;H=?M IO r OH? CH>CMJIHC?M MSMNvG?M ;CHMC KOfr F; =Sw@;CFF;H=? IJwL;NCIHH?FF? FCw? r OH LCMKO? M;HCN;CL? IGG? F; JFOJ;LN >? M?M =IH=OLL?HNM +;NCRCM >wJ?H> wNLICN?G?HN >? M?M MSMNvG?M >? =IGGOHC=;NCIH ?N >fCH@ILG;NCIH M?M ;=NCPCNwM ?RCA?;HN >? NL;CN?L OH AL;H> HIGfIJwL;NCIHM >? JFOM ?H JFOM =IGJF?R?M C?H KO? +;NCRCM ;CN @;CN >? F; KO;FCNw >;HM F?M w=B;HA?M >? >IHHw?M OH? JLCILCNw NION? J;HH? CHN?LLOJNCIH IO >w@;CFF;H=? >? M?M MSMNvG?M >? =IGGOHC=;NCIH ?N >fCH@ILG;NCIH JIOLL;CN ?HNL;{H?L >?M ?LL?OLM IO >?M CHN?LLOJNCIHM ;O HCP?;O >?M MSMNvG?M >? A?MNCIH >? F; =FC?HNvF? >? F; =IGJN;?M IJwL;NCIHM HIN;GG?HN >? >wJ~NM IO >O NL;CN?G?HN >?M JLxNM ?N IO ?H=IL? >? F; A?MNCIH >?M LCMKO?M !;HM F; G?MOL? I FfCHN?L=IHH?=NCPCNw Mf;==LI{N +;NCRCM ?MN ?RJIMw? ;O LCMKO? >fOH? LOJNOL? IO >fOH? >w@;CFF;H=? IJwL;NCIHH?FF? >? M?M ;A?HNM >? =IGJ?HM;NCIH G;L=BwM >?M =B;HA?M =B;G? =IGJ?HM;NCIH >wJIMCN;CL?M IO ;ONL?M CHN?LGw>C;CL?M @CH;H=C?LM IO JL?MN;N;CL?M ?RNwLC?OLM ); @CFCvL? LCMKO? IJwL;NCIHH?F =IHNLC? =IHNL~F? r FfwP;FO;NCIH >?M LCMKO?M JILNwM J;L F?M @IOLHCMM?OLM >;HM F? =;>L? >O JLIAL;GG? $LIOJ? >? =IH@ILGCNw r F; LwAF?G?HN;NCIH >? Ff" MOL FfIONMIOL=CHA
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NATIXIS DOCUMENT D’ENREGISTREMENT UNIVERSEL 2020