QUADIENT // 2021 Universal Registration Document

4

RISK FACTORS AND INTERNAL CONTROL

INTERNAL CONTROL AND 4.3

4.1

RISK FACTORS

86 86 87

INTERNAL AUDIT FRAMEWORK 97 Internal control framework 97

4.1.1 4.1.2

Risk management framework Description of risk factors

4.3.1

Internal control and audit 4.3.2 organization

97

INSURANCE 4.2

97

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UNIVERSAL REGISTRATION DOCUMENT 2021