NATIXIS - Universal registration document and financial report 2019

6 NON-FINANCIAL PERFORMANCE REPORT

Managing environmental, social and governance risks

For more information: https://www.natixis.com/natixis/jcms/ lpaz5_8537/fr/integrer-les-risques-environnementaux-et-sociaux- dans-nos-metiers This commitment to protect the Arctic upholds the position already adopted by Ostrum and Mirova, which, since 2016, have headed a group of investors having signed a declaration calling for the Arctic region to be protected against oil exploration activities, and for the adherence to national commitments to combat climate change in this particularly hydrocarbon-rich area of the world. Other industries Natixis has internal ESR policies for the nuclear, mining & metals, and palm oil sectors . These apply to financing operations and cover the following issues: nuclear: compliance with the strictest international security rules V (IAEA, etc.), reliability of technologies, demonstration by the host country and the operator of their capacity to control and operate their nuclear industry, based on specific criteria; mining & metals: compliance with international mining industry V standards as well as the E&S criteria established by the IFC (World Bank); palm oil: traceability and compliance with best practices and V applicable standards.

Tobacco In December 2017, Natixis committed to discontinuing all financing of, or investment in, tobacco producers, wholesalers, and traders as well as tobacco product manufacturers. In light of this commitment, Natixis published a detailed account of its tobacco sector policy in May 2018. This policy applies to Natixis, Ostrum and Natixis Assurances’ financing, investment and services activities. For more information: https://www.natixis.com/natixis/jcms/l paz5_8537/fr/integrer-les-risques-environnementaux-et-sociaux- dans-nos-metiers Oil and gas In December 2017, Natixis committed to stop providing financing for the exploration and production of oil sands and oil in the Arctic region. In November 2018, Natixis published an oil and gas sector policy setting out the terms of its commitment, namely to: discontinue the financing of projects involving the exploration, V production, transportation and storage of extra-heavy oil and oil derived from oil sands, and related export terminals; no longer provide general purpose corporate financing for, and no V longer invest in (1) , any company of which the aforementioned activities (see above) account for 30% or more of total operations; discontinue financing for onshore or offshore oil exploration and V production projects in the Arctic.

Overview of financing transactions over the last three years Managing environmental and social risks across Natixis’ financing evaluation methods, and analyzing controversial issues that its business lines involves analyzing clients and transactions to ensure clients may run into.

they comply with its ESR policies and exclusion commitments, analyzing transactions according to the Equator Principles or other

Over the last three years, 428 such transactions have been managed in this way, with the following sector breakdown:

Breakdown of the number of transactions reviewed by sector (2017-2019) 16 % Mining

Breakdown of the number of transactions reviewed by geographic area (2017-2019)

23 % Other

26 % North & South America

29 % #UKC 2CEKƒE

18 % Oil & Gas (1)

23 % Middle East and Africa

26 % Electricity

22 % Europe-CIS

17 % Infrastructure

This applies to all Natixis Assurances’ investments. (1)

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2019