NATIXIS - Universal registration document and financial report 2019

NON-FINANCIAL PERFORMANCE REPORT Business line contributions to green and sustainable growth

Investments in renewable energy Natixis Investment Managers finances renewable energy via the investment funds proposed by its affiliates. Mirova launched its fourth renewable energy infrastructure fund,

European Union’s ambitious greenhouse gas reduction targets. At the end of November 2019, Mirova finalized fundraising for €857 million, far exceeding its initial target, and closed the biggest renewable energy fund dedicated to the European market. The

Mirova Eurofideme 4, in 2018. This fund’s strategy differs from that Mirova-Eurofideme 4 fund has already made its first investments, of the previous funds as it incorporates financing for storage and with over €300 million invested in projects in France, Portugal, mobile electricity, which have considerable financing requirements, Norway and Spain totaling nearly 600 MW. as well as for production capacity. The goal is to achieve the

2019 KEY EVENT The first infrastructure funds to obtain Greenfin certification

In December 2018, Ostrum AM obtained Greenfin certification for its expertise in infrastructure debt for the energy transition. Its strategy focuses on renewable energy, water and waste treatment, green mobility, low-energy buildings and digital solutions. It received capital commitments of €80 million in its first fundraising round in September 2019, including a €50 million investment by Natixis Assurances. The fund raised €100 million in 2019. Mirova manages four Greenfin certified funds, representing total assets under management of €2.4 billion: Mirova Europe Environmental Equity Fund, Mirova Green Bond-Global, Mirova-Eurofideme 3 and Mirova-Eurofideme 4. The Greenfin label (previously TEEC) was created by the French Ministry of the Ecological and Inclusive Transition to guarantee the quality of green investment funds. It is awarded to financial companies that act in the general interest with transparent, sustainable practices. It excludes funds that invest in the nuclear sector or fossil fuels.

Financing and investment in mobility and sustainable cities 6.3.2.3

2019 KEY EVENT Natixis and EDHECinfra join forces in an ESG research project for infrastructure

In October 2019, Natixis and EDHECinfra joined forces in a research project to measure the ESG impact and risks of infrastructure investments. The research chair’s first task will be to produce an analysis of infrastructure companies’ ESG reporting standards and to review the impacts and potential risks. Then, the EDHECinfra team intends to use artificial intelligence to create new databases of ESG risks and impacts — a social acceptability index and an index of the exposure to physical risks arising from climate change.

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Sustainable real estate In 2019, Natixis continued to expand its financing and arrangement business in the sustainable real estate sector, with various solutions including mortgage loans, green bonds, securitization vehicles, and green loans. 12 deals for sustainable real estate were closed in 2019.

2019 KEY EVENTS ICAWOOD: the first green equity bridge loan

Natixis and ICAMAP closed the first green equity bridge loan for €100 million. This deal, which observes the Loan Market Association’s Green Loan Principles, will finance the development of real estate projects using low carbon construction techniques in the Greater Paris area. Ivanhoé Cambridge: the first green margin loan for the real estate sector Natixis, acting as green loan coordinator and green structurer, closed the first green margin loan based on the Sustainability Linked Loan Principles, for Ivanhoé Cambridge. Ivanhoé undertook to continually reduce the environmental impact of its properties while efficiently managing its assets. The loan draws on Ivanhoé Cambridge’s sustainability commitments and it incorporates a margin adjustment mechanism based on a range of key performance indicators which will generate additional performance for the Group, in particular by improving its GRESB score.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2019