NATIXIS - Universal registration document and financial report 2019

6 NON-FINANCIAL PERFORMANCE REPORT

Business line contributions to green and sustainable growth

Solidarity investment 6.3.1.4 Natixis offers a range of SRI and solidarity-based employee savings plans via Natixis Interépargne, a pioneer in responsible, solidarity-based employee savings. Natixis Interépargne was the first company to offer its customers responsible and solidarity employee share ownership plans (SRI and Finansol certified respectively), even before it was legally required to do so. Natixis Interépargne (NIE) is committed to sustainability as a pioneer in employee and retirement savings in France with over €33.5 billion in assets under custody. Amounts managed by Natixis (via Natixis

Investment Managers) alone account for nearly 21.2% of this market in France, which is estimated to be worth €139 billion by the French Asset Management Association (AFG). Natixis is also a confirmed leader in responsible company savings plans in France with SRI-certified assets under custody with Natixis Interépargne amounting to €5.8 billion. Solidarity-certified funds amount to more than €1.7 billion. With total assets of over €7.65 billion, Natixis’ market share exceeds 25% in SRI and 29.5% in solidarity investments in France.

Evolution of Natixis Interépargne solidarity and SRI assets under management

(in € bn)

7.6

5.9

3.8

2.7

1.7

1.2

2019

2013 2014 2015 2016 2017

2018

SRI assets under management

Solidarity assets under management

Total (SRI + Solidarity assets under management)

Natixis Interépargne’s savings inflows and Mirova’s portfolio management expertise combine to provide financing for sustainable and solidarity-based projects. Projects such as these are developed by investing in companies that strictly observe ESG criteria, or by allocating resources to entities in the social and solidarity-based economy.

over 3 years, based on analysis performed by Mirova. The employee headcount in the listed companies in which the fund invests increased by an average of 13.1% over the review period (2014-2018), while it rose by 2.7% for CAC 40 companies overall over the same period. The portfolio’s ESG profile also improved over this period, and its carbon impact improved sharply, with the climate

scenario implied by its investments (expected temperature rise) Mirova’s Insertion Emplois Dynamique fund, which was launched in estimated at +1.5°C at December 31, 2019, compared with +4.4°C at 1994, was one of the first solidarity-based “90/10” funds dedicated to the end of 2014. The fund has €733 million in assets under job creation in France. The solidarity allocation (10% of assets) management.

finances structures with a positive social impact across the country in conjunction with France Active, while the equity allocation (90% of assets) invests in listed companies planning to create jobs in France

Mirova manage €967 millions of solidarity assets under management (1) .

2019 KEY EVENT The Mirova Solidaire fund tops €200 million

In 2019, the Mirova Solidaire fund surpassed the symbolic €200 million mark in terms of assets under management, with inflows of nearly €20 million over the year. These inflows allowed the fund to invest €10 million in the lodging house scheme run by Habitats & Humanisme. Under this scheme, 20 new lodging houses (low cost individual residences with shared living spaces) will be provided in line with the government’s policy of creating 10,000 additional rooms in such houses. The Mirova Solidaire fund was certified a French Impact fund in 2019, which will increase its visibility.

Solidarity Funds (Mirova solidaire) and solidarity-based 90/10 funds. (1)

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2019

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