NATIXIS - Universal registration document and financial report 2019

NON-FINANCIAL PERFORMANCE REPORT Business line contributions to green and sustainable growth

Natixis commits to the new Principles for Responsible Banking (PRB)

Recognition of ESG criteria in the issuer analysis Ostrum AM systematically incorporates material ESG aspects in its analysis for both its equity and credit funds. The companies it invests in are always asked about ESG issues and how they include them in their business model. This process applies to €255.4 billion in assets under management, representing 93% of its total assets under management. Ostrum AM’s responsible investment approach applies to all its investments in sovereign assets from emerging and developed countries and over 90% of its debt investments. Since 2019, all its equity investments incorporate ESG dimensions throughout the investment process. In October 2019, Citywire (1) ranked Ostrum AM fifth out of 220 European investment management firms that are truly committed to ESG.

6.3.1.2

As part of its commitment to the PRB, Natixis joined 30 other banks in the United Nations Collective Commitment to Climate Action , which sets out concrete and time-bound actions that banks will take to support the energy transition. Accordingly, Natixis undertook to: align its portfolios to reflect and finance the low carbon, V climate-resilient economy required to limit global warming to well-below 2, striving for 1.5 degrees Celsius; take concrete action, within a year of joining, and use its products, V services and client relationships to facilitate the economic transition required to achieve climate neutrality; be publicly accountable for its climate impact and progress on V these commitments. The implementation of the Green Weighting Factor will enable Natixis to meet these objectives. The Green Weighting Factor is a solution that can be replicated by all banks committed to aligning their portfolios with the transition. Natixis will gradually share it with its peers in 2020, in particular with banks committed to climate action in the United Nations Environment Program Finance Initiative (UNEP-FI), including signatories of the Principles for Responsible Banking (PRB) (see Chapter 6.3.2.1 GWF: an innovative solution for a greener loan book) . 6.3.1.3 The affiliates of Natixis Investment Managers offer a range of solutions built on the conviction that ESG criteria can play an important role in identifying potential risks, seizing opportunities and generating returns for investors. Different levels of ESG criteria are available in the investment strategies applied by fund managers: ESG analysis : recognition of ESG criteria in the analysis of issuers, V without this systematically having an impact on investment decisions; ESG integration: incorporation of ESG criteria in investment V decisions (including thematic and/or impact investments and exclusion strategies); Certification : funds certified by recognized third parties (the V French SRI label, Greenfin, Finansol, Febelfin, LuxFlag ESG, Nordic Swan EcoLabel, FNG Siegel). Socially responsible investment

OSTRUM AM

Total € 274.1 bn ESG analysis 93 % ESG Integration

24 % %GTVKƒGF 5 %

DNCA , a leading European equity manager, developed its own ESG rating model in 2018, called Above & Beyond Analysis (ABA). This model analyzes its portfolios by rating issuers according to ESG criteria focused on two complementary concepts: Corporate social responsibility and the sustainable transition. Regular meetings with the directors of companies in which it invests and on-site visits help to enhance the clarity and relevance of the information collected. In 2019, it rounded out its analysis with three new criteria: contribution to the SDGs, impact, and climate risk. DNCA manages €22.34 billion in assets, including €16 billion analyzed against ESG criteria (72% of total assets under management).

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DNCA

Total € 22.34 bn

ESG analysis 72 %

ESG Integration 3.5 % %GTVKƒGF 3.5 %

https://citywireselector.com/news/revealed-the-top-10-fund-houses-truly-committed-to-esg-in-2019/a1280751 (1)

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2019