NATIXIS - Universal registration document and financial report 2019

FINANCIAL DATA Parent company financial statements and notes

Note 4

Interbank and similar transactions

(in millions of euros)

2018

2019

Cash and balances with central banks

15,858 87,300

23,858 84,302

Advances to banks*

Demand

4,149

3,421

Time

83,151

80,881

Interbank and similar transactions

103,158

108,160

* o/w subordinated loans

0

0

o/w reverse repurchase agreements

36,220

39,162

o/w accrued interest

86

148

Non-performing December 31, 2019,

loans

amounted

to

€48 million €49 million

at

Provisions for non-performing loans amounted to -€48 million at December 31, 2019, compared with -€48 million at December 31, 2018.

compared at December 31, 2018. At December 31, 2019, as at December 31, 2018, Natixis had no irrecoverable loans due from credit institutions. with

Note 5

Transactions with customers, leasing operations and similar

(in millions of euros)

2018

2019

5

Current accounts overdrawn

2,564

3,531

Commercial loans Other customer loans

779

937

134,712

121,495

Cash and consumer credit

31,004

28,147

Equipment loans

5,245 3,028

4,499 3,119

Export credit Home loans

2

3

Reverse repurchase agreements

73,963

63,055

Subordinated loans

878

948

Other loans

20,592

21,724

Transactions with customers

138,055

125,963

o/w accrued interest

252

283

The amount of perpetual subordinated loans totaled €808 million at December 31, 2019 versus €877 million at December 31, 2018. Restructured loans as defined in Note 1 amounted to €183 million in performing loans, before impairment, at December 31, 2019 versus €122 million at December 31, 2018. The amount after impairment amounted to €182 million at December 31, 2019 versus €119 million at December 31, 2018. Restructured loans as defined in Note 1 recorded as non-performing or irrecoverable loans amounted to €1,093 million before impairment at December 31, 2019 versus €1,014 million at December 31, 2018. The amount after impairment amounted to €744 million at December 31, 2019 versus €721 million at December 31, 2018.

Non-performing at December 31, 2019 versus €2,150 million at December 31, 2018 (of which €195 million at December 31, 2019 relating to irrecoverable loans versus €223 million at December 31, 2018). Provisions for non-performing loans totaled -€991 million at December 31, 2019 versus -€859 million at December 31, 2018 (of which -€189 million at December 31, 2019 versus -€215 million at December 31, 2018 relating to provisions for irrecoverable loans). Receivables eligible for refinancing with the Banque de France and/or the European Central Bank amounted to €715 million at December 31, 2019 versus €627 million at December 31, 2018. loans amounted to €2,856 million

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2019