NATIXIS - Universal registration document and financial report 2019

5 FINANCIAL DATA

Consolidated financial statements and notes

At December 31, 2018

Gross carrying amount

Impairment or provisions for expected credit losses

PD scale

PD scale

Net

10.00 to < 100.0

10.00 to < 100.0

0.00 to < 0.15

0.15 to < 0.25

0.25 to < 0.50

0.50 to < 0.75

0.75 to < 2.50

2.50 to < 10.0

100.0 (default)

0.00 to < 0.15

0.15 to < 0.25

0.25 to < 0.50

0.50 to < 0.75

0.75 to < 2.50

2.50 to < 10.0

100.0 (default)

(in millions of euros)

Debt instruments at fair value through other comprehensive income

10,672

0 0 0 0 9 9 0 0

0 0 0 0 0 0 0 0

0 0 0 0 1 1 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 3 3 0 0

0 0 0 0

0 0 0 0 6 0 6 0

0 0 0 0 0 0 0 0 0 0 0 0 6 0 6 0 3 1 2 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 10,672 0 10,669

S1 S2 S3

10,669

4 0

0 0

4 0

Securities at amortized cost

1,111

206

132 1,193

S1 S2 S3

969 142

0 0

0 0

982 136

0

206

132

75

Loans and receivables due from credit institutions and similar items at amortized cost

26,400

0 0 0 0

0 0 0 0

0 0 0 0

0 0 0 0

0 0 0 0

0 0 0 0

49

2 0 2 0

0 0 0 0

48 26,398

S1 S2 S3

25,806

0 0

0 25,806

594

0

592

0

49

48

0

Loans and receivables due from customers at amortized cost

65,554 47,778 17,776

460

629

424

622

294

146 2,387

118

0 1,114 69,278

S1 S2 S3

381

609

424

622

294

146

0 0

31 87

0 0 0 0 0 0 0 0 0 0 0

0 50,223 0 17,782

79

20

0 0

0 0

0 0

0 0

0

0

0

2,387

0

1,114

1,273

Financing commitments given

49,002

974

0 0 0 0 2 0 2 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

55

63 12 51

5 0 0 5

S1 S2 S3

42,326

964

0 0

6,677

11

0

0

55

0

Guarantee commitments given

29,609

10

74

13

20

S1 S2 S3

24,669

0

0 0

3

0 0

4,940

10

10

0

0

74

0

20

TOTAL AT DECEMBER 31, 2018 182,349 1,453

631

425

622

294

149 2,771

202

9

1

0

0

0

0 1,320

Guarantees received for instruments impaired under IFRS 9 11.2.2 The following table presents the exposure of all of Natixis's financial assets to credit and counterparty risk. This exposure to credit risk (determined without taking into account the effect of unrecognized netting and collateral) and counterparty risk is equal to the net carrying amount of the financial assets.

31/12/2019

31/12/2018

Guarantees

Guarantees

Classification of impaired financial instruments (a) (in millions of euros)

Maximum risk exposure (b) Impairment

Maximum exposure net of impairment (c)

Maximum exposure net of impairment (3)

Personal guarantees Collateral

Maximum risk exposure (b)

Personal guarantees Collateral

Impairment

Debt securities – FVOCI R Loans and receivables due from banks – FVOCI R Customer loans and receivables – FVOCI R Debt securities at amortized cost Loans and receivables due from banks at amortized cost Customer loans and receivables at amortized cost

155

(147)

8

206

(132)

75

57

-

48

(48)

0

48

(47)

0

-

-

3,072

(1,255)

1,817

298

945

2,388

(1,114)

1,274

282

577

Financing commitments given Guarantee commitments given

76

(13) (41)

63 88

5

21 26

119

(5)

114

8 5

0

129

26

74

(20)

54

13

TOTAL

3,480

(1,504)

1,976

328

992

2,834

(1,319)

1,516

352

589

Assets impaired after their origination/acquisition (Stage 3) or on their origination/acquisition (POCI). (a) Gross carrying amount. (b) Carrying amount on the balance sheet. (c)

350

NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2019

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