NATIXIS - Universal registration document and financial report 2019

OVERVIEW OF THE FISCAL YEAR Management report at December 31, 2019

Provision for credit losses 4.2.2.7 The provision for credit losses was -€332 million at December 31,

the disposal of the retail banking activities, of which -€251 million 2019, of which -€347 million were in respect of non-performing loans were in respect of non-performing loans and +€58 million in respect and +€15 million in respect of performing loans. At December 31, of performing loans. 2018, the provision for credit losses totaled -€193 million excluding

Total provision for credit losses by division

(in millions of euros)

2018

2019

Asset & Wealth Management Corporate & Investment Banking

(8)

(1)

(312)

(174)

Insurance Payments

0

0

(2) (2) (8)

(2) (1)

Coface

Corporate Center

(15)

TOTAL PROVISION FOR CREDIT LOSSES Disposal of the retail banking activities TOTAL PROVISION FOR CREDIT LOSSES

(332)

(193)

0

(22)

(332)

(215)

4

Total provision for credit losses by geographic area (2019 excluding the disposal of the retail banking activities)

(in millions of euros)

2018

2019 (195)

EMEA

(107)

Central and Latin America

(33) (96)

(5)

North America Asia and Oceania

(91)

(8)

10

TOTAL PROVISION FOR CREDIT LOSSES

(332)

(193)

223

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2019