NATIXIS // 2021 Universal Registration Document

ACCOUNTABILITY REPORT ENVIRONMENTAL AND SOCIAL RESPONSIBILITY 2021 Managing our direct environmental impact

In line with the aforementioned Responsible Digital Charter, Natixis has joined the Tech’Care initiative in March 2021.This platformaims to create momentum around players committed to eco-responsible digital technology (professional organizations, schools, competitiveness clusters, associations, foundations, think tanks) and to federate expertise to move from commitment to action. Workshops and webinars are regularly organized and led by digital and environmental experts on specific topics. Launched on October 8, the platform already has more than 290 signatories. Tech for good has already given examples of concrete applications at Natixis: measuring the impact of printed pages (see Chapter [7.4.4.1] “ Paper: less and better ” ) and the tool for measuring the individual carbon footprint of employees at work My Green Footprint (see Chapter [7.4.7] “ Carbon footprint management ” ) . My Green Footprint has been eco-designed and is rated A according to the GreenIT Analysis. In addition, Natixis has set up a tool to score its IT projects on an environmental level. This tool, the GPS-Green Project Scoring, offers each project leader a color on the environmental impact of their project. Initially, this involves raising the awareness of project leaders, via the various decision trees put in place. In addition to these three pillars, Natixis has offered all its employees awareness-raising tools on the challenges and impacts of digital technology. The Digital Fresco, a fun, participative workshop in groups of eight people was added to the training catalog in France. Each month, an external expert from The Digital Fresco runs a workshop. Lastly, Natixis contributes to Groupe BPCE’s responsible digital sector by co-managing one of its five projects dedicated to the promotion of responsible digital technology and has, in particular, applied to the Group for the first edition of the Responsible Digital Awards.

Responsible eco-design: 7.4.2.2 Green by Design

The IT Department aims to be able to offer digital services that fulfill Natixis’ social and environmental commitments while meeting its business lines’ requirements. This involves, for example, designing infrastructures in an eco-responsible way without compromising safety. Or, for data, to ensure that what is needed is kept in mind, without losing sight of regulatory obligations. In order to raise awareness and put in place concrete solutions on the subject of Ecodesign, a Green by Design communitywas initiated in January 2021 within Natixis. Thus, eco-design training sessions on web solutions developed by an external organization (partner of the GreenIT collective) were offered from June to November 2021, and 18 employees with technical profiles were able to benefit from this training. Lastly, a concrete application of eco-designwas carried out with the digital sobriety audit on one of the Natixis solutions (intersavings website and mobile application). This audit detailed the areas for improvement which were then implemented. The application’s environmental performancehas thus been improved, confirming the effectiveness of certain best practices (the user experience has also been reduced by 11 seconds overall). Digital technology for ESR: Tech 7.4.2.3 for Good This last part of Natixis’ Responsible Digital policy aims to provide Natixis’ business lines and its employees with digital services that have a positive impact on the environment and society.

2021 KEY EVENT Groupe BPCE, winner of the Responsible Digital Awards

This distinction, obtained in the “Strategy for organizations and responsible digital technology” category, was awarded to the Group at the awards ceremony organized by the Institut du Numérique Responsable(Digital SustainabilityInstitute) in Bercy on December 16, 2021. This first edition aims to rewardany initiative aimed at reducing the societal, economic and environmental footprint of digital technology.

For Natixis and Groupe BPCE, this is recognition of its actions and, in particular: the resources mobilized, the organization set up around its Digital sustainability business line, relations with its stakeholders, and the commitmentsmade by Natixis and the Group to reduce the carbon footprint of its IT and improve the energy efficiency of its datacenters.

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Promoting sustainable mobility 7.4.3

Mobility plan In 2018, BPCE S.A. and Natixis implemented a three-year Île-de-Francescope, involvedmore than 20 Group companiesand 26 buildings, representing 18,000 employees. It has made it possible to reduce or optimize employees’ commuting and inter-site travel with the adoption of transport that has less impact on greenhouse gas

emissions, air quality or noise pollution. Five other plans were also inter-company mobility plan. This plan, applicable to the drawn up for the main French regions in which Natixis haosffices.

In 2021, work began to establish a new inter-companymobility plan with an initial consultation of stakeholders.

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021