NATIXIS // 2021 Universal Registration Document

7 ACCOUNTABILITY REPORT ENVIRONMENTAL AND SOCIAL RESPONSIBILITY 2021 Managing our direct environmental impact

2021 KEY EVENT The Duo towers project

Since the end of 2021, Groupe BPCE is a tenant of the Tours Duo in Paris 13 , whose interior fittings will begin in January 2022. This new head office will house employees from Natixis and the BPCE community. Locatedclose to the Seine, the two towers – 180 meters and 39 floors for DUO Est and 122 meters and 27 floors for DUO Ouest – cover more than 97,000 m 2 dedicated office space, and will accommodate more than 10,000 workstations. The project was carried out with high standards in terms of well-being and respect for environmental issues.

DUO is the largest project registered in France benefiting for its constructionfrom the WELL Platinum certificationmeeting the highest standards in terms of the comfort, health and well-being of users, and LEED Platinum , HQE Exceptional and Effinergie+ labels demonstrating exceptional energy performance. In addition, as part of the move into the Duo towers, BPCE and Natixis have initiated a process of Osmoz certificationof facilities, a new quality of life at work certification.

Digital sustainability 7.4.2

In addition, the reuse of IT equipment is systematically prioritized and implemented during new moves. There were 4,800 computer monitors reused for the installations on the Liberty 2 site, and 700 monitors were kept for the future needs of the Duo towers. However, to support the deployment of remote working, 451 monitors were subsidizedby Natixis in 2021 to equip employees at home. Extend the useful life of equipment within Natixis The other way to reduce the impact of IT is to extend the life of equipment. Thus, in France, smartphones are kept for 3 years instead of the initial 2 years, and laptops for 4 years instead of 3. Monitors are kept as long as they are functional. Natixis Dubai has extended the warranty period for its laptops by 1 year, thus increasing the warranty period to four years, in order to promote their repair when possible, rather than buy them back. Also in New York and Porto, the useful life of laptops is extended by repairing them where possible (example: changing batteries when parts are available). Promoting the reuse of Natixis equipment at the end of the cycle Natixis France encourages the reuse of its equipment at the end of its life cycle, either by selling it to reuse channels via the Bocage workshops, or by making one-off donations directly to targeted associations. As a result, in 2021, thanks to donations from Natixis, 1,196 devices (smartphones, monitors, laptops and desktops) could be reused or upgraded. At Natixis Dubai, more than one ton of electronic equipment was recycled. Lastly, Natixis is involved in the European and global operations of awareness around digital waste. In March 2021, during Cyber World Clean Up Day , the participating employees freed up 91 GB of digital storage by deleting documents in their messageboxes or directories, or applications on their phones. During the European Sustainable Development Weeks in September 2021, collection boxes for mobile phones and waste electrical and electronic equipment were made available to employees in four Natixis buildings in Paris. Personal IT equipment was thus recovered to give it a second life or to upgrade its materials.

The environmental and social impact of the information system is very significant particularly with regard to the entire life cycle of IT equipment on the environment. It leads to a decline in biodiversity, consumption of energy and natural resources, greenhouse gas emissions and pollution. For society, it is at the heart of the accessibility of services and the transformation of business lines. As part of Natixis’ Strategic Plan, responsible digital technology is one of the major challenges of the internal ESR component, with an objective to reduce its carbon footprint by 10% by 2024 . In line with the Responsible Digital Charter signed in June 2019, Natixis structures its ResponsibleDigital policy around the reduction of direct impacts (Green for IT), the responsible design of its “Green by Design” digital services, and the promotion of new sober and innovative solutions to serve Natixis’ “Tech for Good” societal and environmental challenges. technology: Green for IT Control and optimize the growth of the IT infrastructure has been a major challenge for the Natixis InfrastructureDepartment for several years. The focus is on reducing the number of equipment and using equipment to its full potential. The use of technology such as virtual servers, resource overallocation and data compression means that infrastructure growth can now be absorbed without significantly increasing the number of devices required. In 2021, for example, Natixis New York closed its dedicated data center of around 840 m 2 to the benefit of a more efficient data center of around 90 m 2 in a shared space, allowing it to reduce its impact in terms of equipment and energy. Control the amount of equipment In France, the number of multifunctionprinters was reduced by 11% between 2020 and 2021 and the number of individual printers was halved. Natixis Frankfurt also eliminated three-quartersof its printers in 2021, as did Natixis Porto, which now has only seven printers compared to eleven in 2020. Reducing the impact of digital 7.4.2.1

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NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2021