NATIXIS - 2018 Registration document and annual financial report

NON-FINANCIAL PERFORMANCE REPORT Strategic outlines and organization of the ESR policy

STRATEGIC PILLARS OF ESR 6.1.2

As a key source of financing for the economy, Natixis has a role to play in the transition to sustainable development, and since 2017 it has decided to further its environmental and social responsibility (ESR) ambitions. ESR is one of the main cross-business drivers used to achieve the goals of the New Dimension 2018-2020 strategic plan, which is aimed at creating lasting value. It is backed by enhanced governance, with the establishment of a dedicated department reporting directly to a member of the Senior Management Committee. Drawing on a strong, widely recognized range of expertise, Natixis’ objective in terms of ESR requires the commitment of all of its business lines (CIB, Asset Management, Insurance, Services) and functions, and incorporates all aspects of ESR: environmental, social/societal and economic concerns. It involves an assessment of the social and environmental risks run by Natixis’ business lines, while driving performance and development: ESR fuels the Company’s strategic dialog with clients and support their own transition to a more sustainable model, with the development of innovative offers. In accordance with the new requirements of the non-financial performance report (the “DPEF” under French regulation),

Natixis has described its business model (see Introduction to this registration document) and identified the main risks and opportunities arising from the social and environmental impact of its activities, the respect for human rights, and the fight against corruption and tax avoidance. Natixis contributed to Groupe BPCE’s risk rating policy, based on the risk analysis methodology established by the Group Risk, Compliance and Permanent Control division, which established: a universe of twenty ESR risks broken down into three types: a governance, products and services, and internal operations. These risks were identified in terms of regulations, industry practice, ESG rating agencies’ assessment criteria and requests from clients and investors; a method for ranking the risks by their frequency and severity; a an assessment of the corresponding risk management system. a Firstly, the exercise carried out for Natixis made it possible to position risks in a matrix in order to identify priorities. The analysis performed for Natixis identified eight major ESR issues associated with risks and/or opportunities in terms of ethics, and social and environmental responsibility.

6

Regional reach Local communities

Voting rights Employability and business line transforma- tion Employee diversity

Business ethics Data security Ecological transition

Working conditions

> 3 YEARS < 3 YEARS

Executives diversity Shareholder’s rights Clients protection Procurement Direct environmental footprint Physical risks

Executives remunerations Clients relationship Employer attractiveness

ESG risks

OCCURENCE

Other non-priority risks

Other non-priority risks

Very rare Very rare

WEAK

MEDIUM

STRONG

SEVERITY

453

Natixis Registration Document 2018