NATIXIS - 2018 Registration document and annual financial report

6 NON-FINANCIAL PERFORMANCE REPORT Strategic outlines and organization of the ESR policy

IDENTIFICATION OF THE MAIN ESR ISSUES R

Nature of ESR issue

Risk identified Conduct risk

Risk management system Key performance indicators

See chapter

Code of Conduct a framework

Existence of a Code of Conduct and its implementation

6.2

Ethics/Governance

Non-compliance risk

Professional ethics and a conflicts of interest Customer protection a Anti-money laundering a and counter-terrorist financing policies Anti-tax fraud measures a Prevention of corruption a Information systems a security Personal data protection a

Non-compliance risk management

3.2.8

Data security risk

3.2.8

Number of training hours per employee

6.6.1.3

Risks relating to a loss of employee value for members of staff Risks relating to a lack of diversity among employees Social/Societal risks relating to our activities

Training policy a

Social/Societal

Presence of women in senior management positions

6.6.1.2

Diversity policy a

Socially responsible a financing ESG criteria in a investment and financing activities Application of the Green Weighting Factor Financing for green and a sustainable growth ESG criteria in a investment and financing activities

Social bond origination amount arranged Assets under management in responsible investment products (incorporation of ESG criteria, solidarity investments)

6.3.1.5

6.3.1.3

Climate risks relating to our activities Other environmental risks (pollution, harm to biodiversity, etc.) relating to our activities

Description of policy

6.3.2.1

Environment

Outstanding loans used to finance renewable energy and sustainable real estate Integration of the protection of natural capital in our activities

6.3.2.2

6.3.3

The main ESR risks were identified and were already managed in internal risk management systems, in particular the Risk Appetite Framework, which was reviewed in 2018. Conduct, non-compliance and cybersecurity risks are recognized as material risks that could significantly impact Natixis’ financial

performance (liquidity, solvency and profitability), its strategic development or its reputation. Environment and climate risk has been identified as a strategic and reputational risk and will be subject to a materiality assessment in 2019.

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Natixis Registration Document 2018