NATIXIS - 2018 Registration document and annual financial report

5 FINANCIAL DATA

Consolidated financial statements and notes

8.6.2.2 Customer finance leases

31/12/2018

31/12/2017 (a)

Real estate Non-real estate

Total

Real estate Non-real estate

Total

(in millions of euros)

Customer lease financing outstandings

33

33

5,930

4,862

10,792

Net non-performing outstandings

2 7

2 7

316 420

99

415 561

Non-performing loans

141

Provisions for impairment of non-performing outstandings

(5)

(5)

(104)

(42)

(146)

TOTAL 11,206 Of which mainly the SFS business lines recognized in non-current assets held for sale as at December 31, 2018 (see Notes 3.6 and 6.9). (a) 35 35 6,246 4,961

8.6.2.3 Other loans and receivables due from customers

31/12/2018

01/01/2018

Unimpaired financial assets (a)

Impaired financial assets (b)

Unimpaired financial assets (a)

Impaired financial assets (b)

TOTAL 1,009 3,461 26,920

Total (c)

(in millions of euros) Commercial loans

957

53

1,029 2,774

72

1,101 3,101

Export credit

3,220

241 751 192

327

Cash and consumer credit

26,169

24,851

1,316

26,168

Equipment loans

7,112

7,304

6,947

52 12

6,999

Home loans

467

12

480

371

382

Other customer loans

20,941

1,103

22,043 (1,220)

19,542

1,546

21,087 (1,583)

Value adjustments for credit losses

(121)

(1,099)

(194)

(1,389)

TOTAL 57,256 Corresponds to unimpaired financial assets for which value adjustments are calculated based on 12-month expected credit losses (Stage 1) or (a) lifetime expected credit losses (Stage 2). Impaired financial assets (Stage 3) are assets for which a default event has been identified as defined in Article 178 of the EU regulation of (b) June 26, 2013 on regulatory requirements for credit institutions. Of which €1,535 million at January 1, 2018 for the SFS business lines recognized in non-current assets held for sale as at December 31, 2018 (c) (see Notes 3.6 and 6.9). 58,745 1,252 59,997 55,320 1,936

DECEMBER 31, 2017 ■ (in millions of euros)

31/12/2017

Commercial loans

1,009 2,765

Export credit

Cash and consumer credit

24,824

Equipment loans

6,927

Home loans

370

Security deposits recognized in respect of reinsurance acceptances

10,258 19,525

Other customer loans

TOTAL

65,678

8.6.3

Debt instruments at amortized cost

31/12/2018

01/01/2018

Impaired financial assets (b)

Impaired financial assets (b)

Unimpaired financial assets (a)

Unimpaired financial assets (a)

Total 1,330 (137)

Total 1,100 (116)

(in millions of euros) Debt instruments

1,124

206

841

259

Value adjustments for credit losses

(6)

(132)

(3)

(113)

TOTAL 984 Corresponds to unimpaired financial assets for which value adjustments are calculated based on 12-month expected credit losses (Stage 1) or (a) lifetime expected credit losses (Stage 2). Impaired financial assets (Stage 3) are assets for which a default event has been identified as defined in Article 178 of the EU regulation of (b) June 26, 2013 on regulatory requirements for credit institutions. 1,118 75 1,193 838 146

330

Natixis Registration Document 2018