NATIXIS - 2018 Registration document and annual financial report
FINANCIAL DATA Consolidated financial statements and notes
RECONCILIATION TABLE FOR LOANS AND RECEIVABLES DUE FROM CUSTOMERS AT AMORTIZED COST R
Loans and receivables due from customers at amortized cost at 31/12/2018
Unimpaired assets for which expected credit losses are measured on a lifetime basis (S2 bucket)
Unimpaired assets for which expected credit losses are measured over 12 months (S1 bucket)
Assets impaired after their origination/acquisition (S3 bucket)
Assets impaired on origination/acquisition
Total
Value adjustment for credit losses
Value adjustment for credit losses
Value adjustment for credit losses
Value adjustment for credit losses
Value adjustment for credit losses
Gross carrying amount
Gross carrying amount
Gross carrying amount
Gross carrying amount
Gross carrying amount
(in millions of euros)
BALANCE AT 01/01/2018
36,781
(45)
45,019
(277)
4,163
(1,510)
473
(92)
86,436
(1,923)
New originated or acquired contracts
21,745
(26)
4,602
(25)
0
0
16
(1)
26,363
(52)
Changes in contractual cash flows not giving rise to derecognition Variations linked to changes in credit risk parameters (excluding transfers)
(187)
2
(40)
1
(9)
(0)
0
0
(236)
3
2,707
32
(6,678)
31
(120)
(187)
(91)
(16)
(4,181)
(139)
Financial asset transfers
5,054
(30)
(5,587)
31
231
(43)
0
0
(302)
(42)
Transfers to S1 (a)
7,291
(35)
(7,284)
36
(1)
1
0
0
5
3
Transfers to S2
(2,189)
4
2,160
(14)
(278)
32
0
0
(307)
21
Transfers to S3
(48)
1
(463)
9
511
(76)
0
0
(0)
(66)
Transfer to non-current assets held for sale (b) Contracts fully repaid or sold during the period
(9,933)
27
(10,204)
96
(1,361)
370
(13)
1
(21,511)
495
5
(6,803)
8
(10,024)
54
(734)
176
(29)
10
(17,590)
247
Impairment in value (write-off)
0
0
0
0
(255)
255
(4)
4
(259)
259
Variations linked to changes in exchange rates
890
(1)
669
(1)
6
(13)
11
(2)
1,576
(17)
Changes in the model used
0
0
0
0
0
0
0
0
0
0
Other changes
0
0
0
0
220
(68)
0
0
220
(68)
BALANCE AT 31/12/2018 (A) (1,239) Including the transfer from Stage 2 to Stage 1, due to the improvement over the period of the ratings of the economic sectors to which the (a) transferred amounts are related. Corresponds to the SFS business lines recognized in non-current assets held for sale as at December 31, 2018 (see Notes 3.6 and 6.9). (b) 8.6.2.1 Assets and commitments restructured due to financial difficulties The following table lists the financial assets (excluding assets held for trading) and financing commitments subject to amendments to original contract terms or refinancing constituting a concession granted due to the debtor’s financial situation (see Note 6.1.3) . 50,255 (31) 17,758 (91) 2,143 (1,021) 363 (96) 70,518
31/12/2018
31/12/2017
Gross exposures
Gross exposures
Individual impairments and collective provisions
Restructuring: modifications of terms and conditions
Restructuring: modifications of terms and conditions
Value adjustments for credit losses
Restructuring: refinancing
Restructuring: refinancing
Guarantees received
Guarantees received
Total
Total
(IAS 39)
(in millions of euros)
Balance sheet
1,241
120
1,361
357
706
1,656
642
2,298
566
1,030
Off-balance sheet
13
4
16
3
34
15
49
2
23
TOTAL
1,254
123
1,377
360
706
1,690
658
2,348
568
1,053
31/12/2018
31/12/2017
Total
Net exposures
Total
Net exposures
Individual impairments and collective provisions
Non- performing loans
Value adjustments for credit losses
Performing loans
Gross exposures
Unimpaired loans
Impaired loans
Gross exposures
(IAS 39)
Total
Total
(in millions of euros)
TOTAL
1,377
360
166
851
1,017
2,348
568
332
1,448
1,780
Of which: France
194
77
4
113
117
650
178
268
204
471
Other EU
589
192
118
279
398
937
287
20
463
483
North America
120
15
6
100
105
145
8
13
123
136
Other
474
77
38
359
397
617
94
31
658
689
329
Natixis Registration Document 2018
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