Groupama // Universal Registration Document 2022

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CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra ‑ financial Performance

For each of the companies, including those that are not energy producers or distributors, we have established, on the basis of publicly available data, whether the main energy source is nuclear, gas (fossil or not), or other. We have therefore considered that 100% of their turnover is based on this energy. For example, our investments in EDF are 100% taken into account in the nuclear sector. This gives us the amount of nuclear and gas activities respectively.

Due to the lack of reliable data on a significant scope, the analysis could not be conducted on the other types of assets. In addition, as quantitative figures from issuers are not available at this stage, we are not in a position to complete tables 4 and 5, which are therefore not presented.

Template 1 – Nuclear and fossil gas related activities Nuclear energy related activities The undertaking carries out, funds or has exposures to research, development, demonstration, and deployment of innovative electricity generation facilities that produce energy from nuclear processes with minimal waste from the fuel cycle. Yes The undertaking carries out, funds or has exposures to construction and safe operation of new nuclear installations to produce electricity or process heat, including for the purposes of district heating or industrial processes such as hydrogen production, as well as their safety upgrades, using best available technologies. Yes The undertaking carries out, funds or has exposures to safe operation of existing nuclear installations that produce electricity or process heat, including for the purposes of district heating or industrial processes such as hydrogen production from nuclear energy, as well as their safety upgrade. Yes Fossil gas related activities The undertaking carries out, funds or has exposures to construction or operation of electricity generation facilities that produce electricity using fossil gaseous fuels. Yes The undertaking carries out, funds or has exposures to construction, refurbishment, and operation of combined heat/cool and power generation facilities using fossil gaseous fuels. Yes The undertaking carries out, funds or has exposures to construction, refurbishment, and operation of heat generation facilities that produce heat/cool using fossil gaseous fuels. Yes

4.2.5.4 Methodological note This note is intended to provide a reminder of the Groupama DEFP methodology regarding CSR and to clarify certain points about the scope taken into account and the calculations made on certain indicators. Reporting scope The 38 entities included in the scope of the DEFP are detailed above and represent 100% of the workforce as of 30 November 2022. Seven entities were not included in the environmental consolidation in the absence of collected information (GAN IA Hong Kong, other property subsidiaries, Groupama Outre ‑ Mer Pacifique, Forêts Assurances MISSO, Groupama Poist’ovna sa, SPARA, and SPSE). These same rules have been applied in the calculation of CO emissions. Policy of exclusion from the scope Companies accounted for under the equity method in the accounting results are not taken into account in terms of social and environmental indicators, and Groupama AVIC Property Insurances Company, the Groupama group’s subsidiary in China, was removed from the non ‑ financial reporting scope in 2013 for a better balance between the consolidated financial and non ‑ financial scope. Since 2016, the GOM Antilles entity has been outside the scope because its figures are now included in the financial statements of Caisse Groupama Antilles ‑ Guyane. 2 (a)

Coverage of the collection scope for each environmental and societal indicator

(b) Indicators Selection of indicators The coverage of the collection scope of each environmental and societal indicator is the ratio of the number of FTEs of entities having provided information validated by the internal communication and CSR Department for this indicator to the total number of FTEs of the combined scope. The FTEs were provided by the Group HRD as at 31 October 2022 for the environmental part and 31 December 2022 for the social part in order to be consistent with the data calculation periods. The Group has chosen to select 14 key performance indicators related to the main risks relating to social, societal, environment and climate change, anti ‑ corruption and anti ‑ tax evasion, and policyholder data protection aspects. The objective of these indicators is to monitor the commitments made by the Group and to meet the regulatory requirements. On the aspects of risk analysis, only companies operating in France are taken into account at this stage. Reference sources and definitions of indicators The indicators collected and published in the CSR section of the management report were developed in accordance with Article R. 225 ‑ 105 ‑ 1 of the Commercial Code and consistent with the guidelines of Groupama’s CSR strategy. A Group Reporting Reference Standard in effect since fiscal year 2010 is updated each year. It clarifies the rules for collection, explains the operation of the software, and specifies in particular the scope taken into account.

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Universal Registration Document 2022 - GROUPAMA ASSURANCES MUTUELLES