UNIVERSAL REGISTRATION DOCUMENT 2023

2

THE GROUP’S BUSINESSES

GROUPAMA, A MULTI ‑ LINE AND MULTI ‑ CHANNEL INSURER

2.1

2.3

INTERNATIONAL INSURANCE

24 24 24 25 25 25

18 18 19 19

2.3.1 Italy

2.1.1 Structure of premium income

2.3.2 Greece

2.1.2 French networks

2.3.3 Central and Eastern European countries (CEEC)

2.1.3 International networks

2.3.4 Overseas territories

2.3.5 China

2.2

INSURANCE IN FRANCE

20

2.2.1 Economic environment and market trends 2.2.2 Competition and positioning 2.2.3 Property and casualty insurance

20 20 20 22

2.4

FINANCIAL BUSINESSES

25 25 26

2.4.1 Groupama Asset Management

2.4.2 Groupama Immobilier

2.2.4 Life and health insurance

17

Universal Registration Document 2023 GROUPAMA ASSURANCES MUTUELLES