UNIVERSAL REGISTRATION DOCUMENT 2023

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra ‑ financial Performance

TCO 2

45,000

40,542

40,000

52.7%

32.6%

35,000

30,000

25,000

21,368

20,000

15,000

13,210

14.7%

10,000

5,964

5,000

Total Scope 1

Total Scope 2

Total Scope 3

0

Scope 1

Scope 2

Scope 3

Total

IMPLEMENTATION OF A GROUP DECARBONISATION PLAN. In order to meet the reduction targets set for business travel and building energy, the Group is currently working on defining the actions of a decarbonisation plan with all its entities. This plan will be completed in the first half of 2024. It will also be necessary to count on the likely changes in employee behaviour – the pervasive effect of regular campaigns on eco ‑ behaviours, new habits adopted during the health crisis – but having an impact that is difficult to estimate at the moment. Carbon sinks of our forests CARBON STUDY ON GROUPAMA FORESTS. FIGURES FOR 2023 : The carbon stock of the forests and the total COstored increased, largely because of the additional surface area resulting from the acquisition of a group of forests in the Haute ‑ Marne, Vosges, and Eure regions in 2023. (1) 2 forest carbon stock: 10.9 million tonnes of CO (10.5 million tonnes in 2022), 22,459 hectares; ❯ (2) 2 annual increase in CO stored (balance between planting and cutting + storage of biomass): +191,897 tonnes, or +2.4% compared with 2022 (+187,429 tonnes); ❯ 2 CO emissions avoided: 37,067 tonnes through the use of traded timber (18,722 tonnes in 2022); ❯ 2 CO stored in wood products: 28,313 tonnes in 2023 vs. 47,914 tonnes in 2022; ❯ 2 Groupama has planted 13 million trees in 20 years (1 hectare = approximately 1,500 trees). ❯

The reduction in the Group’s carbon footprint between 2022 and 2023 is entirely explained by lower energy consumption. Scope 1 (owned or leased cars, gas, fuel oil) shows a reduction of 3.3%, driven by the reduction in gas consumption, partially offset by the increase in travel in owned vehicles. Scope 2 (electricity, heat, and chilled water) had the biggest decline at -15.7%. Scope 3 also had a 3.5% reduction driven by a reduction in travel in non ‑ owned vehicles. The Group’s policy of reducing consumption over the long term (energy ‑ related actions, travel control measures) continues to demonstrate its validity, with a decline of 5.4% compared with 2022. Lastly, it should be remembered that the Group’s annual CO emissions should be compared with the carbon stock and its annual growth and with the emissions avoided resulting from the woodlands owned by Groupama, France’s third ‑ largest private forest owner – see box below. The annual increase and the CO avoided totalled 228,964 tonnes of CO in 2023. GROUP CARBON FOOTPRINT INDICATOR Change in CO emissions in 2023/2022: -2,332 tCO -eq; Change in CO emissions in 2023/2019: -20.6%. Outlook Outside this scope of measurement, and therefore not included in this 20% reduction target, we will extend the scope 3 measurement to include purchases and fixed assets in future years. 2 2 2 2 2 2

(1) (2)

Source: EcoAct and If Consultants for Société Forestière Groupama. The exact figure is 10,889,743 tonnes.

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Document d’Enregistrement Universel 2023 GROUPAMA ASSURANCES MUTUELLES