UNIVERSAL REGISTRATION DOCUMENT 2023

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra ‑ financial Performance

2023 2022 Km - Data in millions

180

158.78 160.46

160

140

120

108.13 111.87

100

80

60

40

25.69 24.37

15.91 15.17

20

9.05

9.05

0

Non-owned vehicles

Train

Air

Grand Total

Owned vehicles

For our chosen scope, the action on fleets (models, mileage/fuel consumption) is a major lever for reduction. Operated cars continue to be represented in the share of CO emissions by far. The Group has changed the way it measures its carbon footprint, as set out in the 2022 DEFP. We moved from a simplified calculation, with an average emissions factor for our car fleets, for example, to a more granular calculation, with the application of differentiated emissions factors for the engines of the models in the fleets or the inclusion of upstream energy. This new calculation is more accurate and captures the efforts made to electrify the fleet. We therefore recalculated the 2019 carbon footprint using this new approach in order to make comparisons over time. Adjusted for the application of different emission factors for the engines of the vehicles in our fleets, the Group’s carbon footprint, on a like ‑ for ‑ like basis, was 40,542 tCO -eq in 2019 and 44,542 tCO -eq in 2023, representing a reduction of 20.6% over the period (or a reduction of 19.4% if we remove the effect of Turkey from the Group’s scope of consolidation at the end of 2022). Below is a breakdown of the 2023 carbon footprint by scope according to the GHG protocol, in absolute values and percentages. 2 2 2

(b) Climate change and biodiversity protection Reducing carbon or greenhouse gas emissions helps combat climate change and preserve the environment. Groupama has voluntarily set specific targets for the 2019 ‑ 2024 and 2019 ‑ 2030 periods. The Group is also developing its woodlands, which act as carbon sinks and help protect biodiversity. Change in CO emissions from our operations The carbon footprint reduction target was stepped up as part of the new sustainability strategy validated at the end of 2021. For example, in the first half of 2022, the Group’s ambition was to reduce its carbon footprint by 20% between 2019 and 2024 (-40% in 2030/2019) by setting targets to reduce its business travel and energy consumption. This ambition is in line – but not strictly aligned particularly because of the scope involved – with a contribution to carbon neutrality, in the sense of the Paris Agreement. 2 (1) Despite a reduction in the number of kilometres travelled in non ‑ owned vehicles, there was an increase in travel in owned vehicles However, the car is still the mode of travel that generates the most km because of the Group’s activity and the large proportion of salespeople in the workforce.

(1) Groupama does not publish the measurement of carbon emissions related to the entire value chain (full Scope 3) – see Outlook.

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Universal Registration Document 2023 GROUPAMA ASSURANCES MUTUELLES