Groupama // 2021 Universal Registration Document

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra-financial Performance

Group risk classification

Point in the text Point 4.2.2.3.

Key performance indicators

UN SDG (1) correspondence

Main risks and their definition

SOCIETAL: Policyholder data protection Risk of not considering the (potentially negative) impacts of our services and data protection arrangements on the integrity of our policyholders ENVIRONMENT: Consideration of the environment and climate in investments Risk of not taking into account the environmental impact: the degree of pollution, including carbon ❯ emissions, of the companies in which Groupama invests the potential impact of environmental and ❯ climate constraints on asset values (taking into account regulatory, physical, and transitional risks) ENVIRONMENT: Consideration of the environment and climate in offerings and underwriting policy Risk of Groupama not taking into account the environmental impact (the degree of pollution, including carbon emissions) of the policyholders’ activities and their needs in terms of resilience or support for the ecological transition Prevention of corruption, influence peddling, and tax evasion Anti-money laundering and combating the financing of terrorism (AML/CFT)

Lack of data protection and system security

Rate of GDPR ❯ training for newcomers

Financial risks Point

Rate of assets ❯ managed with ESG criteria

4.2.2.4.

Non-life underwriting risk

Point 4.2.2.4.

Rate of change in ❯ the number of “infrequent driver” motor policies

Risks of corruption and

Point 4.2.2.6.

Rate of employees ❯ trained in ethics and anti-corruption through e-learning

influence peddling Money laundering

Number of ❯

employees trained (awareness)

97 Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES