Groupama // 2021 Universal Registration Document

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra-financial Performance

Climate change and biodiversity protection 4.2.3.2 This is a major CSR topic and not a risk for our organisation. Reducing carbon or greenhouse gas emissions helps combat climate change and preserve the environment. Change in CO 2 emissions (a) CO 2 emissions for the 2021 reporting period according to the three scopes defined by the GHG Protocol and according to the operational control consolidation method:

Direct emissions – Scope 1 (TeqCO 2 )

2019

2020

2021

Direct CO 2 emissions related to gas boilers

6,850.81

5,656.55

5,951.41

Direct CO 2 emissions related to gas boilers per FTE

0.25

0.20

0.21

Direct CO 2 emissions related to fuel oil boilers

700.09

646.94

634.02

Direct CO 2 emissions related to fuel oil boilers per FTE

0.02

0.02

0.02

Direct CO 2 emissions related to business travel in owned land vehicles

6,306.56

5,114.12

5,598.90

Direct CO 2 emissions related to business travel in owned land vehicles per FTE

0.22

0.18

0.20

TOTAL DIRECT GHG_01 EMISSIONS

13,857.47 11,417.62 12,184.32

TOTAL DIRECT GHG_01 EMISSIONS PER FTE

0.48

0.41

0.43

Direct emissions – Scope 2 (TeqCO 2 )

2019

2020

2021

Direct CO 2 emissions related to electricity consumption

9,286.16

8,116.34

8,353.73

Direct CO 2 emissions related to electricity consumption per FTE

0.31

0.29

0.30

Direct CO 2 emissions related to heat consumption

902.25

740.62

776.24

Direct CO 2 emissions related to heat consumption per FTE

0.03

0.03

0.03

Direct CO 2 emissions related to chilled water consumption

164.23

111.86

113.55

Direct CO 2 emissions related to chilled water consumption per FTE

0.01

0.00

0.00

TOTAL DIRECT GHG_02 EMISSIONS

10,352.65

8,968.82

9,243.51

TOTAL DIRECT GHG_02 EMISSIONS PER FTE

0.35

0.32

0.33

Direct emissions – Scope 3 (TeqCO 2 )

2019

2020

2021

Direct CO 2 emissions related to business travel in non-owned land vehicles

18,630.12 15,640.79 16,573.46

Direct CO 2 emissions related to business travel in non-owned land vehicles per FTE

0.65

0.56

0.59

Direct CO 2 emissions related to business air travel

2,021.02

791.23

549.01

Direct CO 2 emissions related to business air travel per FTE

0.07

0.03

0.02

Direct CO 2 emissions related to business train travel

209.16

66.18

39.80

Direct CO 2 emissions related to business train travel per FTE

0.01

0.00

0.00

TOTAL DIRECT GHG_03 EMISSIONS

2,0860.30 16,498.20 17,162.27

TOTAL DIRECT GHG_03 EMISSIONS PER FTE

0.72

0.59

0.61

The very slight increase is linked to the gradual resumption of activities including travel and presence on site. The properties, regardless of the number of people present, were heated, which had an impact on the gas and heat indicators. Car travel has increased in part as a result of a shift away from train travel, which is less popular with employees during periods when COVID variants are being resumed.

The Group thus recorded a slight increase in its CO 2 emissions in 2021 compared with 2020, with 38,590.105 teq-CO 2 compared with 36,884.645 teq-CO 2 in 2020. Scope 1 (owned cars, gas, fuel oil) shows the highest increase at 6.7%. Scope 3 (non-owned cars, aircraft, trains) also increased to 4%.

90 Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES