Groupama // 2021 Universal Registration Document

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Declaration of Extra-financial Performance

4.2.3

ADAPTING TO CLIMATE CHANGE: THE GROUP’S ECOLOGICAL FOOTPRINT

certain entities. The group’s companies have set up hives and urban gardens, and some are promoting direct distribution with sales from local producers (Granvillage) on their sites. The development of pull printing badge recognition at printers – allows for more reasonable printing management, and the use of remote dialogue/meeting tools available to the employees of the companies – Hub Agile and going forward the DCS-Office 365 ecosystem (at the workstation) deployed starting in March 2020 – reduces travel. In addition, our data centres in Bourges and Mordelles follow Green Grid best practice - optimising energy consumption - and use the free-cooling system (cold corridors). Note that the three properties at Groupama Campus in Nanterre were restored in 2017–2018 as part of a renovation project in keeping with the HQE® (June 2015 reference standard) and BREEAM ( e.g. LED lighting with presence detection including for two thirds of the parking lights, optimised water management, etc.) initiatives. In terms of operating property, the Campus buildings (WP6 in 2019) and new works, such as those planned at the Bordeaux site, are part of this dynamic. The new Groupama Assicurazioni headquarters in Viale Restelli in Milan is one of the few buildings in Italy to be awarded the “Leed Platinum” certification in 2021, which is given to the best ecological buildings that combine innovation and sustainability. It should be noted that Groupama Immobilier, based in WP6, is the first Property Asset Manager to have been certified ISO 14001. It undertook the carbon calculation of its activities three years ago. Knowledge of its carbon impact enabling it to improve its overall performance (including that of its activities, in addition to that of its assets). In 2021, launch of the ESCALE Project. It is a continuation of the dynamics of the Campus project, which integrates new collaborative practices, while modernising our property stock and reducing our carbon impact. Employees at the Campus, Astorg, Ville l’Évêque and Diamant sites, belonging to one of the 11 companies, are affected. The ELAN law (Evolution du Logement, de l’aménagement et du numérique) requires service sector companies to reduce their energy consumption in buildings by 40% by 2030. For the project, this rate of 40% is an overall average target, for all the companies and sites involved in their renovations. In the area of purchasing: in our calls for tenders / specifications, we ask our suppliers to declare whether they respect the global compact charter (including respect for the environment), to respect the standards and we encourage them to adopt eco-responsible behaviour (product design, staff training, transport, waste management). A “CSR” clause is inserted into the contracts. Work in progress for 2021-2022 to review CSR criteria in purchasing. Note in 2021, the updating and dissemination in the companies of the ECOPASS group or “responsible events”: how to carry out a “responsible” event (local service providers, CSR materials, etc.).

Although the risks of environmental and climate damage associated with our organisation’s activities are non-material, this is a CSR issue that is relevant to all stakeholders. The main risks are related to buildings classified as ICPE (Installation Classée pour la Protection de l’Environnement). In addition, the impacts that our facilities - and therefore our employees - could suffer are well taken into account in the actions to control social risks. However, there are issues to be taken into account in our operations: the carbon impact of travel, large desktop publishing budgets, paper, energy, and equipment purchases, waste management, recycling, the fight against waste, circular economy for furniture, etc. Although our activities inevitably have an impact on the environment, they do not pose significant threats to biodiversity, water, or land use. Risk control levers ❯ In connection with its CSR strategy, the Group is committed to reducing its CO 2 emissions and fighting climate change, both through its organisation and by encouraging the eco-friendly behaviours of its stakeholders (including employees (1) ). The Group has voluntarily set a goal of reducing carbon emissions from its operations by 15% between 2013 and 2022. The 2020–2021 health crisis naturally had a major impact on the trajectory of carbon emissions – see points 4.2.3.1 and 4.2.3.2. The risk is controlled by the Risk Management Systems (RMS). The regulatory obligations related to ICPE classification are monitored and controlled. In its organisation, the levers pertain to energy consumption, business travel (including the fleet purchasing policy), and paper consumption. The Group’s CSR team drives this objective by sharing information, by promoting community actions, in particular by sharing good practices ( e.g. regarding mobility and decarbonisation initiatives) with the network of CSR facilitators and in liaison with the Logistics WG led by Groupama Supports & Services and including the regional mutuals. Ordered from a community catalogue, the Group’s companies can use increasingly low-emission car models. In terms of environmental protection, our employees are regularly informed of environmental issues, in particular through the European Sustainable Development Week, and communication/awareness efforts continue in the Group’s companies through various actions: educational information, CSR workshops, green team building, challenges, eco-driving awareness campaigns, and the establishment of carpooling in

The indirect impacts associated with offerings, investments, or purchases are discussed in point 4.2.2. (1)

88 Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES