Groupama // 2021 Universal Registration Document

GROUPAMA ASSURANCES MUTUELLES

UNIVERSAL REGISTRATION DOCUMENT INCLUDING THE ANNUAL FINANCIAL REPORT

2021

This universal registration document was filed on 28 April 2022 at the French Financial Markets Authority (Autorité des Marchés Financiers), as competent authority under Regulation (EU) No. 2017/1129, without prior approval, in accordance with Article 9 of that Regulation. The universal registration document may be used for the purpose of offering securities to the public or for the admission of securitiesto trading on a regulated market if it is supplemented by a securities note and, where appropriate, a summary and all amendments tothe universal registration document. The whole is approved by the AMF in accordance with Regulation (EU) No. 2017/1129.

If referred to a website in this Universal Registration Document, the content of this website is not part of the universal registration document. Except for information, documents and other elements expressly incorporated by reference in this universal registration document, no information, document or element from the Company’s website (www.groupama.com) or from any other source forms part of this universal registration document.

This is a free translation into English of the French Universal Registration Document filed with the Autorité des Marchés Financiers (AMF) and which is provided solely for the convenience of English readers .

1 Universal Registration Document 2021 - GROUPAMA ASSURANCES MUTUELLES

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