GROUPAMA / 2020 UNIVERSAL REGISTRATION DOCUMENT

4 CORPORATE SOCIAL RESPONSIBILITY (CSR) Groupama CSR Policy

fund with the GreenFin label), prevention and awareness actions, and its procurementcontracts.The same applies to the investment policy, which incorporatespreservationof the environmentand the fight against climatechange. In 2020, Groupamaannouncedits exit from “coal” investments in the OECD for 2030. Our forest assets represent a carbon sink of more than 10 million tonnes (CO 2 ). It will also be necessaryto count on the likely changes in employee behaviour – the pervasive effect of regular campaigns on eco-behaviours, new habits adopted during the health crisis – but having an impact that is difficult to estimate at the moment.

A responsible player in the ecological transition ❯

the Group has initiated actions to emphasise the reduction of its environmental footprint. We are thus continuing our efforts and

decreasing our CO

2 through energy efficiency and economical use

of resources (energy and paper consumption, travel, etc.). Groupama is fully aware of its responsibility in terms of indirect impacts and, as such, has developed actions in recent years supporting the eco-responsibility of its customers and suppliers through its innovative insurance and financial offerings (behaviour-based pricing, renewable energies insurance, savings products, currently five funds with the SRI label in our range, and a

71 Universal Registration Document 2020 - GROUPAMA ASSURANCES MUTUELLES