GROUPAMA / 2019 Universal Registration Document

7 FINANCIAL STATEMENTS Consolidated financial statements and notes

Breakdown of technical reserves for insurance policies – by main categories 26.3

31.12.2019

31.12.2018

Gross life insurance reserves

Gross outstanding claimsreserves

Gross life insurance reserves

Gross outstanding claimsreserves

Total

Total

(in millions ofeuros)

Single-premiumpolicies Capitalisation

10

11

21

12

12

24

Individual insurance

12,779

91

12,870

12,252

97

12,349

Group policies

168

3

171

170

5

175

Other

138

138

135

135

Total reservesfor single-premiumpolicies

13,096

105

13,201

12,570

114

12,683

Periodicpremiumpolicies Capitalisation

139

2

141

146

3

149

Individual insurance

6,095

218

6,313

6,395

228

6,623

Group policies

7,882

334

8,216

7,994

317

8,310

Other

2,656

3

2,659

2,652

2

2,654

Total reservesfor periodicpremiumpolicies

16,772

557

17,330

17,186

550

17,737

Inward reinsurance

2,793

34

2,827

2,790

26

2,816

TOTAL

32,662

696

33,358

32,546

690

33,236

31.12.2019

31.12.2018

Reserves for unearned premiums

Reserves for unearned premiums

Outstanding claimsreserves

Outstanding claimsreserves

Total

Total

(in millions ofeuros)

Non-life insurance Motor

536

2,367

2,904

596

2,249

2,845

Bodily injury

85

615

700

83

595

678

Propertydamage

280

785

1,065

283

755

1,038

General third party liability

49

494

543

49

498

547

Marine, aviation,transport

8

75

83

7

85

92

Other risks

164

858

1,021

171

884

1,055

Inward reinsurance

225

3,720

3,945

209

3,530

3,739

TOTALNON-LIFEINSURANCERESERVES

1,347

8,915

10,261

1,399

8,596

9,995

207

Universal Registration Document 2019 - GROUPAMA ASSURANCES MUTUELLES