GROUPAMA / 2019 Universal Registration Document

7 FINANCIAL STATEMENTS Consolidated financial statements and notes

Technical liabilities related to insurance policies – by business 26.2 Technical liabilities related to insurance policies – by business – France 26.2.1

31.12.2019

31.12.2018

Property and casualty insurance

Property and casualty insurance

Life and health insurance

Life and health insurance

Total

Total

(in millions ofeuros)

Gross technicalreinsurancereserves Life insurancereserves

31,925

31,925

31,787

31,787

Outstandingclaims reserves

647

647

622

622

Reservesfor profit-sharing

649

649

552

552

Other underwritingreserves

9

9

3

3

Total Life insurance

33,229

33,229

32,965

32,965

Reservesfor unearnedpremiums

40

668

707

31

691

723

Outstandingclaims reserves

749

5,964

6,713

717

5,800

6,517

Other underwritingreserves

1,869

898

2,767

1,884

999

2,883

Total Non-lifeinsurance

2,658

7,529

10,187

2,633

7,490

10,122

Life insurancereservesfor unit-linkedpolicies

9,862

9,862

8,480

8,480

TOTAL

45,749

7,529

53,278

44,077

7,490

51,567

Technical liabilities related to insurance policies – by business- France 26.2.2

31.12.2019

31.12.2018

Property and casualty insurance

Property and casualty insurance

Life and health insurance

Life and health insurance

Total

Total

(in millions ofeuros)

Gross technicalreinsurancereserves Life insurancereserves

737

737

759

759

Outstandingclaims reserves

50

50

67

67

Reservesfor profit-sharing

2

2

3

3

Other underwritingreserves

10

10

18

18

Total Life insurance

798

798

847

847

Reservesfor unearnedpremiums

59

580

639

60

616

676

Outstandingclaims reserves

102

2,100

2,202

89

1,990

2,079

Other underwritingreserves

11

30

42

9

26

35

Total Non-lifeinsurance

172

2,711

2,883

158

2,632

2,790

Life insurancereservesfor unit-linkedpolicies

1,082

1,082

999

999

TOTAL

2,052

2,711

4,763

2,004

2,632

4,636

206

Universal Registration Document 2019 - GROUPAMA ASSURANCES MUTUELLES

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