GROUPAMA / 2018 Registration document

FINANCIAL STATEMENTS CONSOLIDATED FINANCIAL STATEMENTS AND NOTES

Insurancepolicy servicing expenses by business –International Note 35.2.2

31.12.2018

31.12.2017

Property & casualty insurance

Property & casualty insurance

Life & health insurance

Life & health insurance

Total

Total

(in millions of euros)

Claims Paid to policyholders

(1,136)

(614)

(1,751)

(1,238)

(615)

(1,852)

Change in technical reserves Outstanding claimsreserves

22

(22)

0

174

(17)

157

Actuarialreserves

24

24

34

34

Unit-linked reserves

33

33

(62)

(62)

Profitsharing

(52)

(52)

(90)

(90)

Other technical reserves

(3)

(3)

(6)

3

(5)

(2)

TOTAL

(1,117)

(636)

(1,753)

(1,060)

(754)

(1,814)

OUTWARD REINSURANCE INCOME (EXPENSES) NOTE 36

Note 36.1

Outward reinsurance income (expenses) – by operating segment

31.12.2018

France

International

7

Property & casualty insurance

Property & casualty insurance

Life & health insurance

Life & health insurance

Total

Total

Total

(in millions of euros)

Acquisition and administrative costs

27

6

33

18

19

52

Claims charges

96

62

158

20

3

24

182

Change in technical reserves

5

(3)

2

2

Profitsharing

5

5

4

Change in the qualisation reserve Incomefromoutward reinsurance

128

70

198

39

3

42

240

Outwardpremiums

(408)

(92)

(501)

(117)

(4)

(121)

(621)

Change in unearned premiums

(1)

(1)

(1)

Expenseson outward reinsurance

(408)

(92)

(501)

(118)

(4)

(121)

(622)

TOTAL

(280)

(23)

(303)

(79)

0

(79)

(382)

267

REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES