GROUPAMA / 2018 Registration document

7 FINANCIAL STATEMENTS

CONSOLIDATED FINANCIAL STATEMENTS AND NOTES

INSURANCE POLICY SERVICING EXPENSES NOTE 35

Note 35.1

Insurance policy servicing expenses – by operating segment

31.12.2018

31.12.2017

France International

Total

France International

Total

(in millions of euros)

Claims Paid topolicyholders

(7,181)

(1,751)

(8,932)

(7,079)

(1,852)

(8,931)

Change in technical reserves Outstanding claimsreserves

(122)

(122)

(555)

157

(398)

Actuarialreserves

1,952

24

1,976

1,840

34

1,874

Unit-linked reserves

137

33

169

(896)

(62)

(957)

Profitsharing

(1,156)

(52)

(1,209)

(1,304)

(90)

(1,394)

Other technical reserves

4

(6)

(2)

(47)

(2)

(49)

TOTAL

(6,366)

(1,753)

(8,119)

(8,040)

(1,814)

(9,855)

Insurance policy servicing expenses – by business Note 35.2 Insurancepolicy servicing expenses by business –France Note 35.2.1

31.12.2018

31.12.2017

Property & casualty insurance

Property & casualty insurance

Life & health insurance

Life & health insurance

Total

Total

(in millions of euros)

Claims Paid to policyholders

(2,168)

(5,013)

(7,181)

(2,048)

(5,030)

(7,079)

Change in technical reserves Outstanding claimsreserves

(62)

(60)

(122)

(508)

(47)

(555)

Actuarialreserves

1,952

1,952

1,840

1,840

Unit-linked reserves

137

137

(896)

(896)

Profitsharing

(1)

(1,155)

(1,156)

(1,304)

(1,304)

Other technical reserves

8

(4)

4

(9)

(39)

(47)

TOTAL

(2,223)

(4,142)

(6,366)

(2,565)

(5,475)

(8,040)

266

REGISTRATION DOCUMENT 2018 - GROUPAMA ASSURANCES MUTUELLES