BPCE - Risk Report - Pillar III 2020

CAPITAL MANAGEMENT AND CAPITAL ADEQUACY

DETAILED QUANTITATIVE DISCLOSURES

12/31/2020

Regulatory method of consolidation (2)

Not conso- lidated Not deducted

Owner- ship interest

Control- ling interest

Statutory method of consolidation (2)

Deduc- ted

Location (1)

Companies

FC JA EM

Activity

Credit institution Services company Real estate leasing Reinsurance

SOCRAM BANQUE

FR

33% 33%

EM

X

SPORTS IMAGINE

FR 100% 100%

FC

X

4

Sud Ouest Bail SA

FR 100% 100% LU 100% 100%

FC FC

X

SURASSUR

X

ONEY Group

Holding company

ONEY BANK

FR

50% 50%

FC

X

Credit institution, electronic payment

systems, new technologies and holding company

FLANDRE INVESTMENT SAS ONEY SERVICIOS FINANCIEROS EFC SAU (SPAIN)

FR

50% 50%

FC

X

ES

50% 50%

FC

X

Brokerage

Brokerage and banking

BA FINANS (RUSSIA)

RU 50% 50%

FC

X

ONEY PENZFORGALMI SZOLGALTATO KFT.

Financial institution Financial institution Credit institution, electronic payment

HU 50% 50%

FC

X

ONEY MAGYARORSZAG ZRT

HU 50% 50%

FC

X

systems, new technologies and holding company

GEFIRUS SAS

FR

50% 50%

FC

X

Credit institution, electronic payment

systems, new technologies and holding company

IN CONFIDENCE INSURANCE SAS

FR

50% 50%

FC

X

Holding company Insurance Insurance Brokerage, financial institution Brokerage, financial institution Brokerage

ONEY HOLDING LIMITED (MALTA) ONEY LIFE (PCC) LIMITED (MALTA) ONEY INSURANCE (PCC) LIMITED (MALTA)

MT MT

50% 50% 50% 50%

FC FC

X

X

MT

50% 50%

FC

X

ONEY POLSKA

PL

50% 50%

FC

X

ONEY SERVICES SP ZOO ONEY FINANCES (ROMANIA)

PL

50% 50%

FC FC

X X

RO 50% 50%

Brokerage and banking

SMARTNEY

PL PT

50% 50% 50% 50%

FC FC

X X

ONEY PORTUGAL Branch

Brokerage

65

RISK REPORT PILLAR III 2020 | GROUPE BPCE