BPCE - Risk Report - Pillar III 2020

4

CAPITAL MANAGEMENT AND CAPITAL ADEQUACY

DETAILED QUANTITATIVE DISCLOSURES

12/31/2020

Regulatory method of consolidation (2)

Not conso- lidated Not deducted

Owner- ship interest

Control- ling interest

Statutory method of consolidation (2)

Deduc- ted

Location (1)

Companies

FC JA EM

Activity

Non-real estate leasing Non-real estate leasing Non-real estate leasing French securitization fund (FCT) French securitization fund (FCT) Operational vehicle leasing

BPCE LEASE NOUMÉA

NC

99% 99%

FC

X

BPCE LEASE RÉUNION

RE

100% 100%

FC

X

BPCE LEASE TAHITI

PF

100% 100%

FC

X

BPCE MASTER HOME LOANS FCT/BPCE CONSUMER LOANS FCT BPCE MASTER HOME LOANS DEMUT/BPCE CONSUMER LOANS DEMUT

FR 100% 100%

FC

X

FR 100% 100%

FC

X

BPCE PERSONAL CAR LEASE

FR 100% 100%

FC

X

BPCE SERVICES FINANCIERS (formerly CSF-GCE)

Services company Funding Services company

FR

98% 98%

FC FC

X X

BPCE SFH

FR 100% 100%

BPCE SOLUTIONS CRÉDIT (FORMERLY GIE ECUREUIL CRÉDIT) BPCE SOLUTIONS IMMOBILIÈRES (formerly CRÉDIT FONCIER IMMOBILIER)

FR 100% 100%

FC

X

Real estate operations Insurance Real estate leasing Insurance brokerage advisory

FR 100% 100%

FC

X

CNP ASSURANCES (GROUP)

FR

16% 16%

EM

X

CICOBAIL SA

FR 100% 100%

FC

X

CO ASSUR CONSEIL ASSURANCE SA (BROKERAGE)

FR 100% 100%

FC

X

COMPAGNIE EUROPÉENNE DE GARANTIES ET DE CAUTIONS

FR 100% 100%

FC

X

Insurance

Securitization company Consumer credit securitization vehicle

ESNI

FR 100% 100%

FC

X

FCT PUMACC

FR 100% 100%

FC

X

Digital loan institution

FIDOR BANK AG (4)

DE

100% 100%

FC

X

Holding company

GCE PARTICIPATIONS

FR 100% 100%

FC FC

X X

NATIXIS GROUP (3)

FR

71% 71%

Real estate leasing

INTER-COOP SA

FR 100% 100%

FC

X

IS operational leasing Real estate development

LEASE EXPANSION SA

FR 100% 100%

FC

X

MAISON FRANCE CONFORT PROU INVESTISSEMENTS

FR

49% 49%

EM

X

MIDT FACTORING A/S

DK 100% 100%

FC

X

Factoring

Investment property Real estate valuation Credit institution

MIFCOS

FR 100% 100%

FC

X

SEREXIM

FR 100% 100%

FC

X

SOCFIM

FR 100% 100%

FC

X

SOCFIM PARTICIPATIONS IMMOBILIÈRES

Holding company

FR 100% 100%

FC

X

64

RISK REPORT PILLAR III 2020 | GROUPE BPCE

www.groupebpce.com