BPCE - Risk Report - Pillar III 2020

5

CREDIT RISKS

DETAILED QUANTITATIVE DISCLOSURES

CR1-B – CREDIT QUALITY OF EXPOSURES BY INDUSTRY

12/31/2020

Gross carrying values of

Exposures in default

Non-defaulted exposures

Specific credit risk adjustment

Net value of exposures

in millions of euros

Beverage

913

18,169 23,266 62,660 15,309 29,451 25,010 27,089 11,676 32,583 10,786 17,034 40,018 325,722 45,506 18,796 14,981 57,930 11,469 403,638 44,665 9,752 9,387

732 596

18,350 24,127 63,263 15,931 29,606 25,503 27,655 11,848 33,093 10,896 17,299 40,102 325,760 45,612 18,916 15,588 57,892 11,708 407,414 44,286 9,974 9,663

Construction Real estate

1,457 1,687 1,322

1,084

Tourism – Hotels – Catering

700 256 130 618 848 382 439 224 408 181 115 986 565 363 69

Pharma – Healthcare

411 352

Communication

Services

1,111 1,414

Distribution – Trade

Consumer goods

554 949 334 674 457 153 153

Energy

Technology

Electrical and mechanical construction

Staple industries

Utilities

Administration

Finance/Insurance

1,091

Holding companies and diversified

684 970

Transportation

Real estate leasing

1,506

1,544

International commodities trade

382

143

Individual customers

7,515

3,739 1,333

Other

954

TOTAL

25,042

1,254,898

15,455

1,264,485

122

RISK REPORT PILLAR III 2020 | GROUPE BPCE

www.groupebpce.com