BPCE - Risk Report - Pillar III 2020
5
CREDIT RISKS
QUANTITATIVE DISCLOSURES
Restructured loans
BPCE16 – ADJUSTMENTS DUE TO FINANCIAL HARDSHIPS
12/31/2020
12/31/2019
Off-balance sheet commitments
Off-balance sheet commitments
Loans and receivables
Loans and receivables
Total
Total
in millions of euros
Impaired restructured loans Performing restructured loans TOTAL RESTRUCTURED LOANS
6,306 5,186
17 31 48
6,323 5,217
6,161 2,320 8,481
15
6,176 2,324 8,500
4
11,492 (2,189)
11,540 (2,187)
19
Impairment
2
(1,849)
2 9
(1,847)
Collateral received
7,352
19
7,371
5,749
5,758
BPCE17 – BREAKDOWN OF GROSS LOAN OUTSTANDINGS
12/31/2020
12/31/2019
Off-balance sheet commitments
Off-balance sheet commitments
Loans and receivables
Loans and receivables
Total
Total
in millions of euros
Restructuring: amendments to terms and conditions
7,945 3,547
34 14 48
7,979 3,561
4,816 3,666 8,481
15
4,831 3,671 8,500
Restructuring: refinancing
4
TOTAL RESTRUCTURED LOANS
11,492
11,540
19
BPCE18 – COUNTERPARTIES BY GEOGRAPHIC AREA
12/31/2020
12/31/2019
Off-balance sheet commitments
Off-balance sheet commitments
Loans and receivables
Loans and receivables
Total
Total
in millions of euros
France
10,010
28 20 48
10,038
7,108 1,373 8,481
11
7,119 1,381 8,500
Other countries
1,482
1,502
8
TOTAL RESTRUCTURED LOANS
11,492
11,540
19
102
RISK REPORT PILLAR III 2020 | GROUPE BPCE
www.groupebpce.com
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