BPCE - 2020 Universal Registration Document

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF BPCE SA GROUP AS AT DECEMBER 31, 2020

Statutory method of consolidation (2)

Ownership interest

Company

Activity

Location (1)

SPORTS IMAGINE SUD OUEST BAIL SA

Services company Real estate leasing

FR FR LU

100% 100%

FC FC FC

SURASSUR

Reinsurance

99%

ONEY Group ONEY BANK

Holding company

FR

50%

FC

Credit institution, electronic payment systems, new technologies and holding company

FLANDRE INVESTMENT SAS

FR ES RU HU HU

50% 50% 50% 50% 50%

FC FC FC FC FC

Brokerage

ONEY SERVICIOS FINANCIEROS EFC SAU (SPAIN)

BA FINANS (RUSSIA)

Brokerage and banking Financial institution Financial institution

ONEY PENZFORGALMI SZOLGALTATO KFT.

ONEY MAGYARORSZAG ZRT

Credit institution, electronic payment systems, new technologies and holding company Credit institution, electronic payment systems, new technologies and holding company

GEFIRUS SAS

FR

50%

FC

IN CONFIDENCE INSURANCE SAS ONEY HOLDING LIMITED (MALTA) ONEY LIFE (PCC) LIMITED (MALTA)

FR

50% 50% 50% 50% 50% 50% 50% 50% 50%

FC FC FC FC FC FC FC FC FC

Holding company

MT MT MT

Insurance Insurance

ONEY INSURANCE (PCC) LIMITED (MALTA)

ONEY POLSKA

Brokerage, financial institution Brokerage, financial institution

PL PL

ONEY SERVICES SP ZOO ONEY FINANCES (ROMANIA)

Brokerage

RO PL PT

5

SMARTNEY

Brokerage and banking

ONEY BRANCH (PORTUGAL)

Brokerage

Credit institution, electronic payment systems, new technologies and holding company

ONEYTRUST SAS ONEY SPA (ITALY)

FR

50% 50% 50% 50%

FC FC FC FC

Brokerage Brokerage Brokerage

IT

ONEY UKRAINE (UKRAINE)

UA CN

REP OFFICE CHINA

Services, business development consulting

ONEY Gmbh

DE

50%

FC

Groupe BPCE International

Non-real estate and real estate leasing

ARAB INTERNATIONAL LEASE (4) BANQUE TUNISO KOWEÏTIENNE (4)

TN TN FR VN TN FR TN MA

57% 60%

FC FC FC FC FC FC EQ FC

Credit institution

BPCE INTERNATIONAL

Specialized credit institution Specialized credit institution Real estate development

100% 100% 100%

BPCE INTERNATIONAL HO CHI MINH CITY (Vietnam branch)

BPCE MAROC

EL ISTIFA (4)

Debt collection Credit institution

60% 21% 67%

FRANSA BANK

MEDAI SA (4)

Real estate development Financial investment advisory services International development and consulting services International development and consulting services International development and consulting services

OCÉORANE

MQ

100%

FC

PRAMEX INTERNATIONAL

FR

100%

FC

PRAMEX INTERNATIONAL AP LTD – HONG KONG

HK

100%

FC

PRAMEX INTERNATIONAL AU CASABLANCA

MA

100%

FC

513

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE