BPCE - 2020 Universal Registration Document

5

FINANCIAL REPORT

IFRS CONSOLIDATED FINANCIAL STATEMENTS OF BPCE SA GROUP AS AT DECEMBER 31, 2020

Statutory method of consolidation (2)

Ownership interest

Company

Activity

Location (1)

I) CONSOLIDATING ENTITY BPCE SA II) SUBSIDIARIES OF BPCE SA

Credit institution

FR

100%

FC

IT systems and software consulting

ALBIANT-IT BATILEASE

FR FR FR FR FR FR FR FR FR FR FR FR PF FR FR FR FR FR FR FR FR FR FR FR FR FR DE FR FR FR FR FR FR FR FR DK FR FR FR FR FR ES IT NC RE

98%

FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC FC EQ FC FC FC EQ FC EQ FC FC FC FC FC FC EQ FC EQ FC EQ FC EQ FC FC FC FC FC EQ FC

Real estate leasing Services company Real estate leasing

100%

BPCE ACHATS

56%

BPCE BAIL

100% 100% 100% 100% 100% 100%

BPCE CAR LEASE BPCE ENERGECO

Operational vehicle leasing Non-real estate leasing

BPCE EXPERTISE IMMOBILIER (ex CRÉDIT FONCIER EXPERTISE)

Real estate valuation

BPCE FACTOR

Factoring

BPCE FINANCEMENT

Consumer finance

BPCE INFOGÉRANCE ET TECHNOLOGIE

IT services

55%

Non-real estate leasing

100% 100%

BPCE LEASE

BPCE LEASE IMMO

Real estate leasing

Non-real estate and real estate leasing Non-real estate and real estate leasing

BPCE LEASE MADRID – Branch

100%

BPCE LEASE MILAN – Branch

100%

BPCE LEASE NOUMÉA BPCE LEASE RÉUNION BPCE LEASE TAHITI

Non-real estate leasing Non-real estate leasing Non-real estate leasing

99%

100% 100% 100% 100%

BPCE MASTER HOME LOANS FCT/BPCE CONSUMER LOANS FCT

French securitization fund (FCT) Operational vehicle leasing

BPCE PERSONAL CAR LEASE

BPCE SERVICES FINANCIERS (ex CSF-GCE)

Services company

38%

BPCE SFH

Funding

100%

BPCE SOLUTIONS CRÉDIT (EX GIE ÉCUREUIL CRÉDIT)

Services company

82%

BPCE SOLUTIONS IMMOBILIÈRES (ex CRÉDIT FONCIER IMMOBILIER)

Real estate operations

100%

CNP ASSURANCES (GROUP)

Insurance

16%

CICOBAIL SA

Real estate leasing Data processing

100%

CLICK AND TRUST

34%

CO ASSUR CONSEIL ASSURANCE SA (BROKERAGE) COMPAGNIE EUROPÉENNE DE GARANTIES ET DE CAUTIONS

Insurance brokerage advisory

100% 100% 100% 100% 100% 100%

Insurance

ESNI

Securitization company

Consumer credit securitization vehicle

FCT PUMACC

FIDOR BANK AG (4)

Digital loan institution Holding company Guarantee company

GCE PARTICIPATIONS

GIE CE SYNDICATION RISQUES

41% 71% 30%

NATIXIS GROUP (3)

INFORMATIQUE BANQUES POPULAIRES

IT services

INTER-COOP SA

Real estate leasing

100%

IT-CE

IT services

34%

LEASE EXPANSION SA

IT operational leasing Real estate development

100%

MAISON FRANCE CONFORT PROU INVESTISSEMENTS

49%

MIDT FACTORING A/S

Factoring

100% 100% 100% 100% 100%

MIFCOS SEREXIM SOCFIM

Investment property Real estate valuation

Credit institution Holding company Credit institution

SOCFIM PARTICIPATIONS IMMOBILIÈRES

SOCRAM BANQUE

33%

512

UNIVERSAL REGISTRATION DOCUMENT 2020 | GROUPE BPCE

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