Worldline - Registration Document 2016

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Business The Group’s business

banking sector with the development of a pan-European instant As a front-runner in continental Europe the Group supports the SCT inst scheme and the ISO 20022 message formats. payments infrastructure based on the business rules set by

Clients can choose hybrid models ranging from full deployment partial deployment, through to full deployment in the Group’s at client site (client operates and hosts the Group’s solutions), to data centers (the Group operates and hosts a tailor-made

application environment for the client).

6.5.2.4

Digital Banking & eBrokerage

Software Licensing hosts the application environment based on software delivered Full deployment at client site. The client’s staff operates and Cardlink II and ASCCEND mainframe applications, COSES, an by the Group. The Group’s main software solutions include its with a bank’s servers, the Worldline Pay (WLP) end-to-end integrated switching solution that manages communications software programs. WLP is a family of solutions designed to integrated payment software solution and other specialized deliver generic core functions using a service-oriented can also provide all the required resources and support to architecture (SOA). In addition to the software itself, the Group client’s environment. customize the final product and integrate the software in the Hosting services The Group also provides hosting services for financial datacenter facilities and servers of the Group and system institutions. Software solutions are deployed at certified management is performed by highly qualified IT staff. Applicationmanagement services and is managing the operation, maintenance, The Group provides operational application management best practices, techniques and procedures the Group ensures versioning and upgrading of the software solutions. By using efficiency. No in-house expertise is required at the client site for for a deployed application optimal operation, performance and operational application management.

Digital Banking Solutions The Group’s Digital Banking solutions help retail banks offer their allow customers to consult account balances, transfer funds, customers access to online or mobile banking services. They consult stock prices and purchase securities, interact with and many other banking services. The Group also provides financial advisors, consult digital versions of account documents in electronic form. solutions to banks to allow them to capture and store contracts BNP Paribas, Fonds de Garantie des dépots A few examples of clients are: Crédit Lyonnais, Société Générale, execution. The Group’s solutions support orders for a full range orders from collection of the order to delivery to market for and are designed to accommodate complex orders from any of financial products (e.g., securities, derivatives, mutual funds) market (e.g., multi-leg strategies, etc.). The Group’s online trading platform solutions allow brokers, banks, and other financial institutions to manage multi-asset A few examples of clients are: Boursorama, CortalConsors and Euronext eBrokerage Solutions

6.5.2.5

Deployment Models

fitting their strategy as the Group offers models based on: Financial institutions can choose a flexible deployment model

Business Process Outsourcing

information to investigation and risk management services, the business processes. From payment processing and booking process. The above-mentioned payments processing back-office Group is highly experienced in every step of the transaction services are a prominent example of this deployment model. Financial institutions can also choose to outsource their

client licensing; (i) hosting services; (ii)

application management; and (iii) business process outsourcing. (iv)

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Worldline 2016 Registration Document