Worldline - Registration Document 2016

Glossary Annex I -

The use of wireless technologies, more specifically mobile telephony technology, to conduct commercial transactions. Transaction carried out from a mobile telephone and charged to a credit or debit card, the operator’s invoice or an electronic wallet. Near-Field Communication. Short-range, high-frequency wireless communication technology permitting the exchange of information between devices up to a distance of approximately 10 centimeters. technology providers, designed specifically to meet the unique requirements of payments made by Internet. Type of payment network developed by the banking industry in coordination with numerous other websites. Internet site permitting the acceptance of online payments and accessible through Commonly refers to an organization in charge of defining and ensuring compliance with rules specific to a method of payment. Visa and MasterCard are payment schemes. Services enabling cash to be placed on or withdrawn from a payment account, as well as all the operations required for managing a payment account; execution of payment transactions; transmission of funds; Issuance of payment instruments and/or acquisition of payment orders; execution of payment transactions where the consent of the payer is given by means of a between the payment service user and the supplier of the goods and services. telecommunication, digital or IT device and the payment is made to the telecommunication, IT system or network operator, acting only as an intermediary internal market. European Directive 2007/64/CE of November 13, 2007 on payment services in the Electronic payment platform that enables centralized processing of batch and individual payment, customer, channel or transaction type. It supports standards based interfaces payments on a single end-to-end platform, irrespective of instrument type, value of and provides a holistic, real-time view and sharing of information across all payments. Equipment used for electronic payments. Terminal that performs electronic reading of payment cards, certain verifications of validity and automatic transmission of byte is a unit of information that is defined as a multiple of a bit (one byte equals eight bits). transmission of digital information. A petabyte (PB) is different from a petabit (Pbit): a Abbreviation for petabyte, which is a multiple of the byte, a unit of storage or the Payment Card Industry. Payment Card Industry Data Security Standard. Data security standard developed by Discover, and JCB. Association of the principal payment schemes: Visa, MasterCard, American Express, transactions to the acquirer. Computer network model similar to the client-server model but in which each client is also a server. Personal identification number. A secret code required in order to confirm a user’s identity. Terminal combining the functions of a payment terminal with other functions relating to the merchant’s business and to payments other than by card, such as cash or check. each of the supermarket’s cash registers is a point of acceptance). With rare exceptions, several points of acceptance (for example, a supermarket is a point of sale, whereas any French point of sale is legally defined by its SIRET number. The location where a commercial transaction takes place. A point of sale may include goods and services. Card issued by a merchant or a non-financial institution and used for the purchase of black nodules arranged on a white square background. The pattern of these nodules Quick Response code. Two-dimensional matrix barcode (or “data matrix”) consisting of determines the information contained in the code. Refers to cross-channel commerce solutions. Pan-European Automated Clearing House.

“m-Commerce”/“mobile commerce”

“m-Payment”/“mobile payment”

“NFC”

“OBeP”/“online banking e-payments”

“omni-commerce” “payment gateway”

“payment scheme”

“payment services”

“Payment Services Directive”

“payment services hub”

“payment terminal”/“terminal”

“PB”

“PCI-DSS”

“PCI/Payment Card Industry”

“PEACH”

“peer-to-peer”

“PIN”

“POS terminal”

“POS/point of sale”

“private label card”

“QR code”

A

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Worldline 2016 Registration Document