Worldline - 2020 Universal Registration Document

APPENDICES Glossary

PCI-DSS: Payment Card Industry – Data Security Standard. Data security standard developed by the Payment Card Industry. PEACH: Pan-European Automated Clearing House. Peer-to-Peer: Computer network model similar to the client-server model but in which each client is also a server. PIN: Personal identification number. A secret code required in order to confirm a user’s identity. POS / Point Of Sale: The location where a commercial transaction takes place. A point of sale may include several points of acceptance (for example, a supermarket is a point of sale, whereas each of the supermarket’s cash registers is a point of acceptance). With rare exceptions, any French point of sale is legally defined by its SIRET number. POS terminal: Terminal combining the functions of a payment terminal with other functions relating to the merchant’s business and to payments other than by card, such as cash or cheque. Private label card: Card issued by a merchant or a non-financial institution and used for the purchase of goods and services. SaaS / Software-as-a-Service: Software-as-a-Service. Commercial software delivery model in which software is installed on distant servers rather than on the user’s machine.

SEPA: The Single Euro Payments Area, a project initiated in 2002 by credit institutions to make payments among 34 European countries as easy and as secure as domestic payments, by putting in place three European payment methods, namely wire transfer, direct debit and payment by card. Settlement: Payment of funds by the acquirer either directly into the merchant’s bank account or through the payment service. SIPS: Secure Internet Payment Services. A secure online, cross-channel payment processing solution. SOA: Service-oriented architecture. Middleware architecture model enabling interaction among applications by providing services (in the form of software components) with strong internal consistency but loose coupling to external components. Token: Anonymous digital identifier that can be transferred between two entities over the internet. VAS: Value added services. White label: A service or solution produced by one entity, the producer, that another entity, the marketer, rebrands and distributes to make it appear as if it had made it.

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