Worldline - 2019 Universal Registration Document

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APPENDIX Definitions

“Private label card”

Card issued by a merchant or a non-financial institution and used for the purchase of goods and services. Quick Response code. Two-dimensional matrix barcode (or “data matrix”) consisting of black nodules arranged on a white square background. The pattern of these nodules determines the information contained in the code. Software as a Service. Commercial software delivery model in which software is installed on distant servers rather than on the user’s machine. The Single Euro Payments Area, a project initiated in 2002 by credit institutions to make payments among 34 European countries as easy and as secure as domestic payments, by putting in place three European payment methods, namely wire transfer, direct debit and payment by card. Payment of funds by the acquirer either directly into the merchant’s bank account or through the payment service. Secure Internet Payment Services. A secure online, cross-channel payment processing solution. Service-oriented architecture. Middleware architecture model enabling interaction among applications by providing services (in the form of software components) with strong internal consistency but loose coupling to external components. Anonymous digital identifier that can be transferred between two entities over the internet.

“QR code”

“SaaS”

“SEPA”

“Settlement”

“Sips” “SOA”

“Token”

“VAS”

Value added services.

“White label”

A service or solution produced by one entity, the producer, that another entity, the marketer, rebrands and distributes to make it appear as if it had made it.

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Universal Registration Document 2019