WORLDLINE_REGISTRATION_DOCUMENT_2017

B

Worldline positioning and strategy Strategy and 2019 ambition

Finally, the Group is able to provide its clients with turn-key solutions that include, for example, within the context of a single contract, the development of an end-to-end platform that

competitive advantage vis-à-vis most of its competitors, who often need to form consortia with other industry players in

order to provide a similarly wide range of services, which can generates business opportunities, the transformation of such lead to issues in terms of allocation of responsibilities and opportunities into orders or purchase decisions, the processing coordination risks and complicate client contractual of all types of resulting payments, and the provision of related relationships. value added services. The Group considers this a major

Strategy and 2019 ambition B.3

Strategic axes

B.3.1

B.3.1.1

Further expand into high growth payment segments to secure long termgrowth

In the context of PSD2 and Interchange Fee regulations in Europe, the Group will continue to develop account-based payment. The Group launched a new range of services aiming at facilitating the banks’ compliance with the new PSD2 directive. These services will allow banks and merchants to develop new payment and account integration services as authorized by the regulation and will enable the capture of new transactions volumes. The Group will of course support as well new financial institutions and payment players who will focus directly their services on digital payments. Finally, the Group will continue to develop new services and business models around connected devices and Internet of Things, with a layered Connect/Manage/Transform approach that has already proven successful with customers, in order to monetize the value of data collected. In order to leverage its positions in public transportation and to create new Digital Journey Services, the Group will propose solutions such as Open Payments, which will completely transform the way passengers travel. To this end, the Group will leverage its expertise in mobile, context and data, the expertise of its parent company Atos as well as that of its strategic partners such as Siemens or Xerox.

The Group intends to secure long-term growth by expanding further into the higher growth segments of the rapidly evolving payments sector and thereby capitalizing on the wealth of opportunities emerging as society undergoes a systemic digital transformation. This ambition will rely on its high-end payment technological capacities that can be seamlessly integrated in a larger value chain, on its recognized successes in innovation, and on its strong research and development platform. In order to fully capture the growth potential in the digital payments market, the Group intends to continue to design, build and always deliver faster, easier, more secure payments solutions, such as Merchant Wallets or Mobile Acceptance for merchants, marketplaces, etc. The Group will continue developing and expanding the delivery of its m-Commerce and Digital Retail products, provided either in a modular way, or bundled with acceptance and acquiring services for smaller merchants, to generate payment transactions and boost customer engagement with the brands. The Group will also help banks and financial institutions to switch to digital payments, by enabling them to provide their own Digital Wallet, embedded into Digital Banking and enriched with new value-added services around payments that were not possible with cards; and also to generate transactions through integration in popular third party Wallets.

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Worldline 2017 Registration Document